SPFI Q4 2021 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$665M

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$56M-4.9% YoY

Gross Profit

$53M94.4% margin

Operating Income

$18M32.5% margin

Net Income

$15M26.0% margin

EPS (Diluted)

$0.79

QoQ Revenue Growth

-4.6%

Cash Flow

Operating Cash Flow

$19M

Free Cash Flow

$18M

Stock-Based Comp.

$414,000

Balance Sheet

Total Assets

$3.9B

Total Liabilities

$3.5B

Stockholders' Equity

$407M

Cash & Equivalents

$487M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$56M	$59M	-4.9%
Gross Profit	$53M	$55M	-4.1%
Operating Income	$18M	$20M	-8.3%
Net Income	$15M	$16M	-8.2%