SPFI Q3 2021 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$655M

Q3 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$59M-9.5% YoY

Gross Profit

$56M94.5% margin

Operating Income

$19M32.1% margin

Net Income

$15M25.8% margin

EPS (Diluted)

$0.82

QoQ Revenue Growth

+9.0%

Cash Flow

Operating Cash Flow

$8M

Free Cash Flow

$7M

Stock-Based Comp.

$403,000

Balance Sheet

Total Assets

$3.8B

Total Liabilities

$3.4B

Stockholders' Equity

$398M

Cash & Equivalents

$328M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$59M	$65M	-9.5%
Gross Profit	$56M	$56M	-0.3%
Operating Income	$19M	$21M	-9.4%
Net Income	$15M	$17M	-9.2%