SPFI FY 2021 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$655M

FY 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$228M-3.4% YoY

Gross Profit

$216M95.0% margin

Operating Income

$73M32.1% margin

Net Income

$59M25.8% margin

EPS (Diluted)

$3.17

Cash Flow

Operating Cash Flow

$96M

Free Cash Flow

$93M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$3.9B

Total Liabilities

$3.5B

Stockholders' Equity

$407M

Cash & Equivalents

$487M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$228M	$236M	-3.4%
Gross Profit	$216M	$194M	+11.4%
Operating Income	$73M	$57M	+29.2%
Net Income	$59M	$45M	+29.2%