OCFC Q3 2025 Earnings — OceanFirst Financial Corp. Revenue & Financial Results | Market Cap Arena

OCFCOceanFirst Financial Corp.

$1B

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$173M-1.0% YoY

Gross Profit

$98M56.4% margin

Operating Income

$23M13.0% margin

Net Income

$17M10.0% margin

EPS (Diluted)

$0.30

QoQ Revenue Growth

+4.8%

Cash Flow

Operating Cash Flow

$24M

Free Cash Flow

$23M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$14.3B

Total Liabilities

$12.7B

Stockholders' Equity

$1.7B

Cash & Equivalents

$274M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$173M	$175M	-1.0%
Gross Profit	$98M	$95M	+2.6%
Operating Income	$23M	$33M	-31.0%
Net Income	$17M	$25M	-31.0%