OCFC Q4 2025 Earnings — OceanFirst Financial Corp. Revenue & Financial Results | Market Cap Arena

OCFCOceanFirst Financial Corp.

$1B

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$158M-7.5% YoY

Gross Profit

$78M49.2% margin

Operating Income

$17M10.7% margin

Net Income

$13M8.3% margin

EPS (Diluted)

$0.23

QoQ Revenue Growth

-8.9%

Cash Flow

Operating Cash Flow

$76M

Free Cash Flow

$78M

Stock-Based Comp.

-$2M

Balance Sheet

Total Assets

$14.6B

Total Liabilities

$12.9B

Stockholders' Equity

$1.7B

Cash & Equivalents

$135M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$158M	$171M	-7.5%
Gross Profit	$78M	$91M	-14.6%
Operating Income	$17M	$27M	-38.4%
Net Income	$13M	$22M	-40.2%

Revenue Segments

Deposit Account

$8M92%

Investment Advisory, Management and Administrative Service

$734,0008%