OCFC (OceanFirst Financial Corp.) Stock Financials & Earnings | Market Cap Arena

OCFC (OceanFirst Financial Corp.) Stock Financials & Earnings | Market Cap Arena

OCFCOceanFirst Financial Corp.

Mkt Cap$1B

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Revenue (TTM)$660M

Net Income (TTM)$71M

EPS (TTM)$1.16

Free Cash Flow (TTM)$124M

Gross Margin54.8%

Op. Margin14.0%

Net Margin10.7%

FCF Margin18.8%

P/S Ratio (TTM)1.6x

P/E Ratio (TTM)14.5x

YoY Rev Growth-4.0%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$140M	$97M	$37M
Q2 23	$158M	$99M	$37M
Q3 23	$168M	$90M	$27M
Q4 23	$171M	$96M	$36M
Q1 24	$173M	$97M	$39M
Q2 24	$169M	$89M	$32M
Q3 24	$175M	$95M	$33M
Q4 24	$171M	$91M	$27M
Q1 25	$164M	$91M	$28M
Q2 25	$165M	$95M	$25M
Q3 25	$173M	$98M	$23M
Q4 25	$158M	$78M	$17M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	2.0x	6.9x
Q2 23	1.8x	7.0x
Q3 23	1.7x	8.0x
Q4 23	1.6x	9.9x
Q1 24	1.5x	9.8x
Q2 24	1.5x	10.2x
Q3 24	1.5x	9.7x
Q4 24	1.5x	10.3x
Q1 25	1.5x	11.1x
Q2 25	1.5x	11.8x
Q3 25	1.5x	12.9x
Q4 25	1.6x	14.5x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$24M	$22M
Q2 23	$72M	$69M
Q3 23	$55M	$53M
Q4 23	-$27M	-$28M
Q1 24	$46M	$45M
Q2 24	$24M	$20M
Q3 24	-$22M	-$23M
Q4 24	$45M	$43M
Q1 25	-$2M	-$4M
Q2 25	$29M	$27M
Q3 25	$24M	$23M
Q4 25	$76M	$78M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$2M
Q2 23	$3M
Q3 23	$1M
Q4 23	$2M
Q1 24	$680K
Q2 24	$4M
Q3 24	$1M
Q4 24	$2M
Q1 25	$2M
Q2 25	$1M
Q3 25	$2M
Q4 25	$2M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+41.4%	+58.6%
Q2 23	+49.7%	+80.4%
Q3 23	+35.0%	+92.4%
Q4 23	+9.4%	+57.1%
Q1 24	+23.6%	+29.4%
Q2 24	+7.3%	+14.0%
Q3 24	+4.2%	+1.0%
Q4 24	-0.3%	+6.2%
Q1 25	-5.2%	+1.4%
Q2 25	-2.3%	+2.0%
Q3 25	-1.0%	+5.9%
Q4 25	-7.5%	-1.6%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$2M	1.8%
Q2 23	$2M	1.3%
Q3 23	$2M	1.2%
Q4 23	$1M	0.8%
Q1 24	$2M	1.0%
Q2 24	$2M	1.1%
Q3 24	$2M	1.0%
Q4 24	$2M	1.1%
Q1 25	$2M	1.2%
Q2 25	$1M	0.7%
Q3 25	$1M	0.7%
Q4 25	-$2M	-1.3%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$36M	$982K
Q2 23	$37M	$961K
Q3 23	$38M	$1M
Q4 23	$37M	$1M
Q1 24	$36M	$990K
Q2 24	$36M	$1M
Q3 24	—	$1M
Q4 24	$39M	$2M
Q1 25	$40M	$1M
Q2 25	$43M	$2M
Q3 25	$44M	$2M
Q4 25	$5M	$1M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$496M	$452M	$948M
Q2 23	$458M	$452M	$910M
Q3 23	$409M	$453M	$862M
Q4 23	$154M	$754M	$908M
Q1 24	$130M	$745M	$875M
Q2 24	$181M	$721M	$903M
Q3 24	$214M	$912M	$1.1B
Q4 24	$124M	$828M	$951M
Q1 25	$164M	$746M	$910M
Q2 25	$171M	$736M	$906M
Q3 25	$274M	$1.3B	$1.5B
Q4 25	$135M	$1.2B	$1.4B

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	59M	+0.3%
Q2 23	59M	+0.4%
Q3 23	59M	-0.1%
Q4 23	59M	+0.0%
Q1 24	59M	-0.6%
Q2 24	58M	-0.7%
Q3 24	58M	-0.5%
Q4 24	58M	-0.0%
Q1 25	58M	+0.1%
Q2 25	58M	-0.4%
Q3 25	57M	-1.5%
Q4 25	57M	-0.1%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$301K	319
FY 15	$299K	336
FY 16	$224K	675
FY 17	$355K	598
FY 18	$390K	787
FY 19	$412K	838
FY 20	$467K	928
FY 21	$445K	874
FY 22	$542K	896
FY 23	$711K	896
FY 24	$723K	951
FY 25	$730K	898