OCFC Q2 2025 Earnings — OceanFirst Financial Corp. Revenue & Financial Results | Market Cap Arena

OCFCOceanFirst Financial Corp.

$1B

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$165M-2.3% YoY

Gross Profit

$95M57.5% margin

Operating Income

$25M15.0% margin

Net Income

$19M11.5% margin

EPS (Diluted)

$0.28

QoQ Revenue Growth

+1.0%

Cash Flow

Operating Cash Flow

$29M

Free Cash Flow

$27M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$13.3B

Total Liabilities

$11.7B

Stockholders' Equity

$1.6B

Cash & Equivalents

$171M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$165M	$169M	-2.3%
Gross Profit	$95M	$89M	+6.9%
Operating Income	$25M	$32M	-21.1%
Net Income	$19M	$24M	-21.9%

Revenue Segments

Deposit Account

$5M93%

Investment Advisory, Management and Administrative Service

$374,0007%