OCFC Q1 2025 Earnings — OceanFirst Financial Corp. Revenue & Financial Results | Market Cap Arena

OCFCOceanFirst Financial Corp.

$1B

Q1 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$164M-5.2% YoY

Gross Profit

$91M55.8% margin

Operating Income

$28M17.3% margin

Net Income

$22M13.1% margin

EPS (Diluted)

$0.35

QoQ Revenue Growth

-4.1%

Cash Flow

Operating Cash Flow

-$2M

Free Cash Flow

-$4M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$13.3B

Total Liabilities

$11.6B

Stockholders' Equity

$1.7B

Cash & Equivalents

$164M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$164M	$173M	-5.2%
Gross Profit	$91M	$97M	-5.7%
Operating Income	$28M	$39M	-28.0%
Net Income	$22M	$29M	-25.0%

Revenue Segments

Deposit Account

$5M92%

Investment Advisory, Management and Administrative Service

$406,0008%