IBOC Q3 2022 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q3 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$200M+34.6% YoY

Gross Profit

$181M90.8% margin

Operating Income

$106M53.1% margin

Net Income

$83M41.7% margin

EPS (Diluted)

$1.34

QoQ Revenue Growth

+30.7%

Cash Flow

Operating Cash Flow

$121M

Free Cash Flow

$117M

Stock-Based Comp.

$118,000

Balance Sheet

Total Assets

$16.1B

Total Liabilities

$14.1B

Stockholders' Equity

$2.0B

Cash & Equivalents

$3.2B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$200M	$148M	+34.6%
Gross Profit	$181M	$139M	+30.5%
Operating Income	$106M	$69M	+53.4%
Net Income	$83M	$55M	+52.7%

Revenue Segments

Services charges on deposit accounts

$19M51%

Other service charges, commissions and fees, Banking

$16M42%

Other service charges, commissions and fees, Non-banking

$3M7%