IBOC (International Bancshares Corporation) Stock Financials & Earnings | Market Cap Arena

IBOC (International Bancshares Corporation) Stock Financials & Earnings | Market Cap Arena

IBOCInternational Bancshares Corporation

Mkt Cap$4B

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Revenue (TTM)$1.1B

Net Income (TTM)$412M

EPS (TTM)$6.62

Free Cash Flow (TTM)$493M

Gross Margin78.3%

Op. Margin49.3%

Net Margin39.0%

FCF Margin46.7%

P/S Ratio (TTM)4.0x

P/E Ratio (TTM)10.2x

YoY Rev Growth+1.3%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$229M	$197M	$129M
Q2 23	$236M	$195M	$128M
Q3 23	$250M	$202M	$131M
Q4 23	$256M	$204M	$136M
Q1 24	$254M	$193M	$123M
Q2 24	$259M	$199M	$125M
Q3 24	$266M	$203M	$127M
Q4 24	$263M	$207M	$134M
Q1 25	$252M	$195M	$121M
Q2 25	$262M	$204M	$126M
Q3 25	$273M	$216M	$136M
Q4 25	$271M	$213M	$137M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	5.2x	12.0x
Q2 23	4.7x	10.7x
Q3 23	4.5x	10.2x
Q4 23	4.3x	10.2x
Q1 24	4.2x	10.3x
Q2 24	4.1x	10.4x
Q3 24	4.0x	10.5x
Q4 24	4.0x	10.2x
Q1 25	4.0x	10.2x
Q2 25	4.0x	10.2x
Q3 25	4.0x	10.0x
Q4 25	4.0x	10.2x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$143M	$138M
Q2 23	$85M	$80M
Q3 23	$114M	$105M
Q4 23	$133M	$124M
Q1 24	$135M	$129M
Q2 24	$107M	$105M
Q3 24	$116M	$110M
Q4 24	$115M	$117M
Q1 25	$140M	$133M
Q2 25	$95M	$92M
Q3 25	$115M	$112M
Q4 25	$160M	$156M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$4M
Q2 23	$6M
Q3 23	$9M
Q4 23	$8M
Q1 24	$7M
Q2 24	$2M
Q3 24	$7M
Q4 24	$2M
Q1 25	$7M
Q2 25	$4M
Q3 25	$3M
Q4 25	$4M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+63.3%	+38.3%
Q2 23	+54.3%	+36.4%
Q3 23	+25.0%	+26.7%
Q4 23	+16.2%	+40.8%
Q1 24	+11.3%	+31.7%
Q2 24	+9.9%	+24.3%
Q3 24	+6.8%	+17.7%
Q4 24	+2.6%	+7.3%
Q1 25	-1.1%	-0.4%
Q2 25	+0.9%	+1.0%
Q3 25	+2.3%	-2.4%
Q4 25	+3.0%	+3.6%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$102K	0.0%
Q2 23	$77K	0.0%
Q3 23	$76K	0.0%
Q4 23	$75K	0.0%
Q1 24	$74K	0.0%
Q2 24	$48K	0.0%
Q3 24	$47K	0.0%
Q4 24	$45K	0.0%
Q1 25	$45K	0.0%
Q2 25	$21K	0.0%
Q3 25	$20K	0.0%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$37M	$1M
Q2 23	$35M	$1M
Q3 23	$37M	$1M
Q4 23	$32M	$1M
Q1 24	$38M	$2M
Q2 24	$37M	$1M
Q3 24	$39M	$1M
Q4 24	$39M	$2M
Q1 25	$40M	$2M
Q2 25	$40M	$2M
Q3 25	$39M	$2M
Q4 25	$47M	$134K

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$1.2B	$4.9B	$6.1B
Q2 23	$1.0B	$4.7B	$5.7B
Q3 23	$699M	$4.7B	$5.4B
Q4 23	$651M	$4.8B	$5.5B
Q1 24	$909M	$4.8B	$5.7B
Q2 24	$792M	$4.9B	$5.7B
Q3 24	$780M	$5.0B	$5.8B
Q4 24	$353M	$5.0B	$5.3B
Q1 25	$589M	$2M	$592M
Q2 25	$732M	$3M	$735M
Q3 25	$589M	$4.8B	$5.4B
Q4 25	$536M	$0	$536M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	62M	-0.7%
Q2 23	62M	-0.1%
Q3 23	63M	+0.7%
Q4 23	62M	-0.7%
Q1 24	62M	+0.1%
Q2 24	62M	+0.0%
Q3 24	62M	+0.0%
Q4 24	62M	+0.0%
Q1 25	62M	-0.0%
Q2 25	62M	-0.1%
Q3 25	62M	+0.0%
Q4 25	62M	+0.0%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$204K	3K
FY 15	$276M	2
FY 16	$192K	3K
FY 17	$208K	3K
FY 18	$224K	3K
FY 19	$226K	3K
FY 20	$256K	2K
FY 21	$295K	2K
FY 22	$361K	2K
FY 23	$470K	2K
FY 24	$496K	2K
FY 25	$496K	2K