IBOC Q2 2022 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q2 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$153M-22.0% YoY

Gross Profit

$142M93.2% margin

Operating Income

$74M48.2% margin

Net Income

$58M37.9% margin

EPS (Diluted)

$0.92

QoQ Revenue Growth

+9.2%

Cash Flow

Operating Cash Flow

$88M

Free Cash Flow

$82M

Stock-Based Comp.

$108,000

Balance Sheet

Total Assets

$16.3B

Total Liabilities

$14.2B

Stockholders' Equity

$2.1B

Cash & Equivalents

$3.4B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$153M	$196M	-22.0%
Gross Profit	$142M	$188M	-24.3%
Operating Income	$74M	$118M	-37.6%
Net Income	$58M	$92M	-37.0%

Revenue Segments

Services charges on deposit accounts

$18M55%

Other service charges, commissions and fees, Banking

$13M39%

Other service charges, commissions and fees, Non-banking

$2M6%