IBOC Q4 2022 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q4 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$220M+55.2% YoY

Gross Profit

$197M89.5% margin

Operating Income

$135M61.2% margin

Net Income

$105M47.8% margin

EPS (Diluted)

$1.68

QoQ Revenue Growth

+10.4%

Cash Flow

Operating Cash Flow

$99M

Free Cash Flow

$93M

Stock-Based Comp.

$102,000

Balance Sheet

Total Assets

$15.5B

Total Liabilities

$13.5B

Stockholders' Equity

$2.0B

Cash & Equivalents

$2.1B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$220M	$142M	+55.2%
Gross Profit	$197M	$133M	+48.8%
Operating Income	$135M	$71M	+89.6%
Net Income	$105M	$57M	+86.5%

Revenue Segments

Services charges on deposit accounts

$18M53%

Other service charges, commissions and fees, Banking

$14M40%

Other service charges, commissions and fees, Non-banking

$2M6%