IBOC Q3 2019 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q3 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$167M+3.7% YoY

Gross Profit

$147M87.9% margin

Operating Income

$66M39.3% margin

Net Income

$51M30.8% margin

EPS (Diluted)

$0.78

QoQ Revenue Growth

+3.4%

Cash Flow

Operating Cash Flow

$86M

Free Cash Flow

$76M

Stock-Based Comp.

$240,000

Balance Sheet

Total Assets

$12.0B

Total Liabilities

$9.9B

Stockholders' Equity

$2.1B

Cash & Equivalents

$287M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$167M	$161M	+3.7%
Gross Profit	$147M	$143M	+2.5%
Operating Income	$66M	$65M	+0.8%
Net Income	$51M	$51M	+0.7%

Revenue Segments

Service Charges On Deposit Accounts

$19M53%

Other Service Charges Commissions And Fees Banking

$15M41%

Other Service Charges Commissions And Fees Nonbanking

$2M6%