IBOC Q2 2019 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q2 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$161M+2.5% YoY

Gross Profit

$144M89.0% margin

Operating Income

$64M39.6% margin

Net Income

$50M31.0% margin

EPS (Diluted)

$0.76

QoQ Revenue Growth

+0.7%

Cash Flow

Operating Cash Flow

$58M

Free Cash Flow

$49M

Stock-Based Comp.

$239,000

Balance Sheet

Total Assets

$12.2B

Total Liabilities

$10.2B

Stockholders' Equity

$2.1B

Cash & Equivalents

$321M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$161M	$157M	+2.5%
Gross Profit	$144M	$147M	-2.6%
Operating Income	$64M	$67M	-4.2%
Net Income	$50M	$53M	-5.4%

Revenue Segments

Service Charges On Deposit Accounts

$18M56%

Other Service Charges Commissions And Fees Banking

$12M37%

Other Service Charges Commissions And Fees Nonbanking

$2M7%