IBOC Q4 2019 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$159M-2.0% YoY

Gross Profit

$141M89.0% margin

Operating Income

$65M41.1% margin

Net Income

$52M32.5% margin

EPS (Diluted)

$0.80

QoQ Revenue Growth

-4.7%

Cash Flow

Operating Cash Flow

$100M

Free Cash Flow

$95M

Stock-Based Comp.

$236,000

Balance Sheet

Total Assets

$12.1B

Total Liabilities

$10.0B

Stockholders' Equity

$2.1B

Cash & Equivalents

$257M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$159M	$162M	-2.0%
Gross Profit	$141M	$145M	-2.5%
Operating Income	$65M	$73M	-10.8%
Net Income	$52M	$59M	-11.6%

Revenue Segments

Service Charges On Deposit Accounts

$19M55%

Other Service Charges Commissions And Fees Banking

$14M39%

Other Service Charges Commissions And Fees Nonbanking

$2M6%