IBOC Q1 2022 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q1 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$140M+4.3% YoY

Gross Profit

$132M94.4% margin

Operating Income

$68M48.6% margin

Net Income

$53M38.2% margin

EPS (Diluted)

$0.84

QoQ Revenue Growth

-1.5%

Cash Flow

Operating Cash Flow

$79M

Free Cash Flow

$77M

Stock-Based Comp.

$121,000

Balance Sheet

Total Assets

$16.1B

Total Liabilities

$14.0B

Stockholders' Equity

$2.1B

Cash & Equivalents

$3.4B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$140M	$134M	+4.3%
Gross Profit	$132M	$126M	+4.8%
Operating Income	$68M	$64M	+6.4%
Net Income	$53M	$51M	+5.4%

Revenue Segments

Services charges on deposit accounts

$17M55%

Other service charges, commissions and fees, Banking

$13M40%

Other service charges, commissions and fees, Non-banking

$2M6%