IBOC Q2 2020 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q2 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$147M-8.7% YoY

Gross Profit

$126M85.9% margin

Operating Income

$53M35.7% margin

Net Income

$42M28.2% margin

EPS (Diluted)

$0.65

QoQ Revenue Growth

-3.0%

Cash Flow

Operating Cash Flow

$80M

Free Cash Flow

$78M

Stock-Based Comp.

$176,000

Balance Sheet

Total Assets

$13.3B

Total Liabilities

$11.2B

Stockholders' Equity

$2.1B

Cash & Equivalents

$1.2B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$147M	$161M	-8.7%
Gross Profit	$126M	$144M	-11.9%
Operating Income	$53M	$64M	-17.8%
Net Income	$42M	$50M	-17.0%

Revenue Segments

Service Charges On Deposit Accounts

$13M49%

Other Service Charges Commissions And Fees Banking

$11M43%

Other Service Charges Commissions And Fees Nonbanking

$2M8%