IBOC Q1 2020 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q1 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$152M-5.3% YoY

Gross Profit

$121M79.8% margin

Operating Income

$44M29.1% margin

Net Income

$35M23.0% margin

EPS (Diluted)

$0.53

QoQ Revenue Growth

-4.5%

Cash Flow

Operating Cash Flow

$57M

Free Cash Flow

$54M

Stock-Based Comp.

$219,000

Balance Sheet

Total Assets

$12.5B

Total Liabilities

$10.4B

Stockholders' Equity

$2.1B

Cash & Equivalents

$355M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$152M	$160M	-5.3%
Gross Profit	$121M	$138M	-12.3%
Operating Income	$44M	$65M	-32.2%
Net Income	$35M	$52M	-32.9%

Revenue Segments

Service Charges On Deposit Accounts

$18M58%

Other Service Charges Commissions And Fees Banking

$11M37%

Other Service Charges Commissions And Fees Nonbanking

$2M6%