IBOC Q3 2020 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$140M-16.0% YoY

Gross Profit

$123M87.9% margin

Operating Income

$53M37.9% margin

Net Income

$43M30.5% margin

EPS (Diluted)

$0.67

QoQ Revenue Growth

-4.9%

Cash Flow

Operating Cash Flow

$78M

Free Cash Flow

$77M

Stock-Based Comp.

$176,000

Balance Sheet

Total Assets

$13.6B

Total Liabilities

$11.5B

Stockholders' Equity

$2.1B

Cash & Equivalents

$1.2B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$140M	$167M	-16.0%
Gross Profit	$123M	$147M	-16.0%
Operating Income	$53M	$66M	-19.0%
Net Income	$43M	$51M	-16.9%

Revenue Segments

Service Charges On Deposit Accounts

$15M48%

Other Service Charges Commissions And Fees Banking

$14M46%

Other Service Charges Commissions And Fees Nonbanking

$2M6%