HBT Q3 2023 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q3 2023 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$68M+45.3% YoY

Gross Profit

$57M83.5% margin

Operating Income

$27M39.0% margin

Net Income

$20M28.9% margin

EPS (Diluted)

$0.62

QoQ Revenue Growth

+2.8%

Cash Flow

Operating Cash Flow

$17M

Free Cash Flow

$16M

Stock-Based Comp.

$608,000

Balance Sheet

Total Assets

$5.0B

Total Liabilities

$4.5B

Stockholders' Equity

$456M

Cash & Equivalents

$112M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$68M	$47M	+45.3%
Gross Profit	$57M	$45M	+26.8%
Operating Income	$27M	$21M	+25.3%
Net Income	$20M	$16M	+26.2%

Revenue Segments

Card income

$3M38%

Wealth management fees

$2M33%

Service charges on deposit accounts

$2M28%