HBT (HBT Financial, Inc.) Stock Financials & Earnings | Market Cap Arena

HBT (HBT Financial, Inc.) Stock Financials & Earnings | Market Cap Arena

HBTHBT Financial, Inc.

Mkt Cap$832M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Revenue (TTM)$293M

Net Income (TTM)$77M

EPS (TTM)$2.44

Free Cash Flow (TTM)$193M

Gross Margin80.0%

Op. Margin35.6%

Net Margin26.3%

FCF Margin65.7%

P/S Ratio (TTM)2.8x

P/E Ratio (TTM)10.8x

YoY Rev Growth+2.8%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$59M	$48M	$12M
Q2 23	$66M	$59M	$25M
Q3 23	$68M	$57M	$27M
Q4 23	$70M	$55M	$25M
Q1 24	$67M	$51M	$21M
Q2 24	$72M	$55M	$25M
Q3 24	$72M	$55M	$25M
Q4 24	$74M	$58M	$27M
Q1 25	$72M	$57M	$26M
Q2 25	$73M	$58M	$26M
Q3 25	$74M	$59M	$27M
Q4 25	$74M	$60M	$26M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	4.1x	16.0x
Q2 23	3.7x	14.7x
Q3 23	3.4x	13.8x
Q4 23	3.2x	12.6x
Q1 24	3.1x	11.6x
Q2 24	3.0x	11.6x
Q3 24	3.0x	11.9x
Q4 24	2.9x	11.6x
Q1 25	2.9x	11.0x
Q2 25	2.9x	10.8x
Q3 25	2.8x	10.6x
Q4 25	2.8x	10.8x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$21M	$21M
Q2 23	$15M	$14M
Q3 23	$17M	$16M
Q4 23	$13M	$12M
Q1 24	$27M	$25M
Q2 24	$20M	$18M
Q3 24	$26M	$25M
Q4 24	$17M	$16M
Q1 25	$30M	$29M
Q2 25	$14M	$11M
Q3 25	$17M	$15M
Q4 25	$142M	$137M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$622K
Q2 23	$873K
Q3 23	$456K
Q4 23	$1M
Q1 24	$1M
Q2 24	$2M
Q3 24	$955K
Q4 24	$2M
Q1 25	$1M
Q2 25	$2M
Q3 25	$2M
Q4 25	$5M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+36.4%	+88.6%
Q2 23	+50.7%	+64.6%
Q3 23	+45.3%	+61.9%
Q4 23	+33.5%	+29.9%
Q1 24	+13.9%	-0.4%
Q2 24	+8.5%	+13.8%
Q3 24	+6.1%	+15.1%
Q4 24	+5.1%	+2.2%
Q1 25	+7.3%	-0.1%
Q2 25	+1.5%	-0.6%
Q3 25	+2.2%	-1.3%
Q4 25	+0.7%	+4.3%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$517K	0.9%
Q2 23	$434K	0.7%
Q3 23	$608K	0.9%
Q4 23	$394K	0.6%
Q1 24	$509K	0.8%
Q2 24	$376K	0.5%
Q3 24	$380K	0.5%
Q4 24	$487K	0.7%
Q1 25	$419K	0.6%
Q2 25	$455K	0.6%
Q3 25	$513K	0.7%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$22M	$836K
Q2 23	$20M	$1M
Q3 23	$19M	$2M
Q4 23	$9M	$1M
Q1 24	$20M	$996K
Q2 24	$20M	$996K
Q3 24	$20M	$1M
Q4 24	$19M	$948K
Q1 25	$21M	$1M
Q2 25	$16M	$1M
Q3 25	$20M	$1M
Q4 25	—	$33M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$177M	$855M	$1.0B
Q2 23	$110M	$823M	$933M
Q3 23	$112M	$753M	$866M
Q4 23	$142M	$759M	$901M
Q1 24	$261M	$669M	$930M
Q2 24	$196M	$669M	$865M
Q3 24	$180M	$710M	$890M
Q4 24	$138M	$52M	$190M
Q1 25	$212M	$408M	$619M
Q2 25	$26M	$773M	$799M
Q3 25	$155M	$489M	$644M
Q4 25	$24M	$813M	$838M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	31M	+7.6%
Q2 23	32M	+3.3%
Q3 23	32M	-0.4%
Q4 23	32M	-0.4%
Q1 24	32M	-0.1%
Q2 24	32M	-0.4%
Q3 24	32M	+0.0%
Q4 24	32M	-0.3%
Q1 25	32M	+0.4%
Q2 25	32M	-0.6%
Q3 25	31M	-0.1%
Q4 25	31M	-0.1%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 16	—	—
FY 17	—	—
FY 18	—	—
FY 19	$233K	747
FY 20	$210K	747
FY 21	$226K	728
FY 22	$263K	711
FY 23	$312K	844
FY 24	$338K	844
FY 25	$355K	826