HBT Q4 2023 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q4 2023 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$70M+33.5% YoY

Gross Profit

$55M78.0% margin

Operating Income

$25M35.3% margin

Net Income

$18M26.3% margin

EPS (Diluted)

$0.58

QoQ Revenue Growth

+2.9%

Cash Flow

Operating Cash Flow

$13M

Free Cash Flow

$12M

Stock-Based Comp.

$394,000

Balance Sheet

Total Assets

$5.1B

Total Liabilities

$4.6B

Stockholders' Equity

$489M

Cash & Equivalents

$142M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$70M	$53M	+33.5%
Gross Profit	$55M	$50M	+8.5%
Operating Income	$25M	$18M	+40.7%
Net Income	$18M	$13M	+40.4%

Revenue Segments

Wealth management fees

$3M38%

Card income

$3M36%

Service charges on deposit accounts

$2M26%