HBT Q2 2023 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q2 2023 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$66M+50.7% YoY

Gross Profit

$59M88.4% margin

Operating Income

$25M37.8% margin

Net Income

$18M27.8% margin

EPS (Diluted)

$0.58

QoQ Revenue Growth

+12.5%

Cash Flow

Operating Cash Flow

$15M

Free Cash Flow

$14M

Stock-Based Comp.

$434,000

Balance Sheet

Total Assets

$5.0B

Total Liabilities

$4.5B

Stockholders' Equity

$451M

Cash & Equivalents

$110M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$66M	$44M	+50.7%
Gross Profit	$59M	$43M	+38.0%
Operating Income	$25M	$19M	+32.2%
Net Income	$18M	$14M	+31.2%

Revenue Segments

Card income

$3M41%

Wealth management fees

$2M32%

Service charges on deposit accounts

$2M27%