HBT Q3 2022 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q3 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$47M+17.0% YoY

Gross Profit

$45M95.7% margin

Operating Income

$21M45.3% margin

Net Income

$16M33.3% margin

EPS (Diluted)

$0.54

QoQ Revenue Growth

+6.5%

Cash Flow

Operating Cash Flow

$18M

Free Cash Flow

$18M

Stock-Based Comp.

$349,000

Balance Sheet

Total Assets

$4.2B

Total Liabilities

$3.9B

Stockholders' Equity

$359M

Cash & Equivalents

$78M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$47M	$40M	+17.0%
Gross Profit	$45M	$40M	+11.2%
Operating Income	$21M	$19M	+14.2%
Net Income	$16M	$14M	+14.1%

Revenue Segments

Card income

$3M39%

Wealth management fees

$2M31%

Service charges on deposit accounts

$2M29%