HBT Q4 2022 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q4 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$53M+20.9% YoY

Gross Profit

$50M96.0% margin

Operating Income

$18M33.5% margin

Net Income

$13M25.0% margin

EPS (Diluted)

$0.59

QoQ Revenue Growth

+12.0%

Cash Flow

Operating Cash Flow

$23M

Free Cash Flow

$23M

Stock-Based Comp.

$347,000

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$3.9B

Stockholders' Equity

$374M

Cash & Equivalents

$114M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$53M	$43M	+20.9%
Gross Profit	$50M	$43M	+17.8%
Operating Income	$18M	$19M	-5.7%
Net Income	$13M	$14M	-3.3%

Revenue Segments

Card income

$3M39%

Wealth management fees

$2M36%

Service charges on deposit accounts

$2M25%