HBT Q2 2022 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q2 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$44M+11.2% YoY

Gross Profit

$43M96.5% margin

Operating Income

$19M43.0% margin

Net Income

$14M32.0% margin

EPS (Diluted)

$0.49

QoQ Revenue Growth

+1.9%

Cash Flow

Operating Cash Flow

$10M

Free Cash Flow

$9M

Stock-Based Comp.

$352,000

Balance Sheet

Total Assets

$4.2B

Total Liabilities

$3.9B

Stockholders' Equity

$374M

Cash & Equivalents

$160M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$44M	$40M	+11.2%
Gross Profit	$43M	$40M	+5.5%
Operating Income	$19M	$18M	+2.5%
Net Income	$14M	$14M	+2.7%

Revenue Segments

Card income

$3M40%

Wealth management fees

$2M34%

Service charges on deposit accounts

$2M26%