HBT Q3 2020 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$806M

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$40M-6.6% YoY

Gross Profit

$36M91.1% margin

Operating Income

$14M35.8% margin

Net Income

$11M26.4% margin

EPS (Diluted)

$0.38

QoQ Revenue Growth

+5.0%

Cash Flow

Operating Cash Flow

$8M

Free Cash Flow

$7M

Stock-Based Comp.

$100,000

Balance Sheet

Total Assets

$3.5B

Total Liabilities

$3.2B

Stockholders' Equity

$355M

Cash & Equivalents

$237M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$40M	$43M	-6.6%
Gross Profit	$36M	$39M	-8.1%
Operating Income	$14M	$18M	-19.6%
Net Income	$11M	$17M	-39.6%

Revenue Segments

Card Income

$2M41%

Wealth Management Fees

$2M31%

Service Charges On Deposit Accounts

$1M28%