HBT Q4 2020 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$41M-6.4% YoY

Gross Profit

$39M95.1% margin

Operating Income

$17M41.5% margin

Net Income

$13M30.6% margin

EPS (Diluted)

$0.46

QoQ Revenue Growth

+3.9%

Cash Flow

Operating Cash Flow

$36M

Free Cash Flow

$36M

Stock-Based Comp.

$88,000

Balance Sheet

Total Assets

$3.7B

Total Liabilities

$3.3B

Stockholders' Equity

$364M

Cash & Equivalents

$312M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$41M	$44M	-6.4%
Gross Profit	$39M	$42M	-5.7%
Operating Income	$17M	$21M	-16.4%
Net Income	$13M	$16M	-21.4%

Revenue Segments

Wealth Management Fees

$2M38%

Card Income

$2M36%

Service Charges On Deposit Accounts

$2M26%