HBT Q2 2020 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$806M

Q2 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$38M-12.4% YoY

Gross Profit

$33M86.7% margin

Operating Income

$10M26.1% margin

Net Income

$7M19.5% margin

EPS (Diluted)

$0.27

QoQ Revenue Growth

+0.8%

Cash Flow

Operating Cash Flow

-$25M

Free Cash Flow

-$26M

Stock-Based Comp.

$96,000

Balance Sheet

Total Assets

$3.5B

Total Liabilities

$3.2B

Stockholders' Equity

$348M

Cash & Equivalents

$314M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$38M	$43M	-12.4%
Gross Profit	$33M	$39M	-15.3%
Operating Income	$10M	$15M	-33.6%
Net Income	$7M	$15M	-49.3%

Revenue Segments

Card Income

$2M43%

Wealth Management Fees

$2M32%

Service Charges On Deposit Accounts

$1M24%