HBT Q1 2022 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q1 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$43M+5.3% YoY

Gross Profit

$42M98.1% margin

Operating Income

$18M42.6% margin

Net Income

$14M31.4% margin

EPS (Diluted)

$0.47

QoQ Revenue Growth

-0.6%

Cash Flow

Operating Cash Flow

$21M

Free Cash Flow

$21M

Stock-Based Comp.

$901,000

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$4.0B

Stockholders' Equity

$383M

Cash & Equivalents

$359M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$43M	$41M	+5.3%
Gross Profit	$42M	$43M	-1.3%
Operating Income	$18M	$21M	-11.5%
Net Income	$14M	$15M	-10.7%

Revenue Segments

Card income

$2M38%

Wealth management fees

$2M36%

Service charges on deposit accounts

$2M26%