HBT Q1 2020 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$806M

Q1 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$38M-13.9% YoY

Gross Profit

$31M83.0% margin

Operating Income

$8M21.9% margin

Net Income

$6M16.5% margin

EPS (Diluted)

$0.23

QoQ Revenue Growth

-14.9%

Cash Flow

Operating Cash Flow

$13M

Free Cash Flow

$12M

Stock-Based Comp.

$67,000

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.9B

Stockholders' Equity

$340M

Cash & Equivalents

$265M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$38M	$44M	-13.9%
Gross Profit	$31M	$40M	-22.8%
Operating Income	$8M	$19M	-56.5%
Net Income	$6M	$19M	-66.9%

Revenue Segments

Service Charges On Deposit Accounts

$2M34%

Wealth Management Fees

$2M33%

Card Income

$2M33%