HBT Q1 2025 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q1 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$72M+7.3% YoY

Gross Profit

$57M79.2% margin

Operating Income

$26M35.4% margin

Net Income

$19M26.5% margin

EPS (Diluted)

$0.60

QoQ Revenue Growth

-2.3%

Cash Flow

Operating Cash Flow

$30M

Free Cash Flow

$29M

Stock-Based Comp.

$419,000

Balance Sheet

Total Assets

$5.1B

Total Liabilities

$4.5B

Stockholders' Equity

$565M

Cash & Equivalents

$212M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$72M	$67M	+7.3%
Gross Profit	$57M	$51M	+11.1%
Operating Income	$26M	$21M	+24.3%
Net Income	$19M	$15M	+25.0%

Revenue Segments

Wealth management fees

$3M39%

Card income

$3M35%

Service charges on deposit accounts

$2M27%