HBT Q2 2025 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena

HBTHBT Financial, Inc.

$832M

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$73M+1.5% YoY

Gross Profit

$58M79.8% margin

Operating Income

$26M36.1% margin

Net Income

$19M26.3% margin

EPS (Diluted)

$0.61

QoQ Revenue Growth

+1.4%

Cash Flow

Operating Cash Flow

$14M

Free Cash Flow

$11M

Stock-Based Comp.

$455,000

Balance Sheet

Total Assets

$5.0B

Total Liabilities

$4.4B

Stockholders' Equity

$581M

Cash & Equivalents

$26M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$73M	$72M	+1.5%
Gross Profit	$58M	$55M	+6.0%
Operating Income	$26M	$25M	+5.6%
Net Income	$19M	$18M	+6.4%

Revenue Segments

Wealth management fees

$3M37%

Card income

$3M37%

Service charges on deposit accounts

$2M25%