HBTHBT Financial, Inc.

$832M

FY 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$285M+8.2% YoY

Gross Profit

$219M76.9% margin

Operating Income

$97M34.1% margin

Net Income

$72M25.2% margin

EPS (Diluted)

$2.26

Cash Flow

Operating Cash Flow

$89M

Free Cash Flow

$84M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$5.0B

Total Liabilities

$4.5B

Stockholders' Equity

$545M

Cash & Equivalents

$138M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$285M	$264M	+8.2%
Gross Profit	$219M	$218M	+0.5%
Operating Income	$97M	$89M	+9.9%
Net Income	$72M	$66M	+9.0%

HBT FY 2024 Earnings — HBT Financial, Inc. Revenue & Financial Results | Market Cap Arena