CIVB Q3 2020 Earnings — Civista Bancshares, Inc. Revenue & Financial Results | Market Cap Arena

CIVBCivista Bancshares, Inc.

$427M

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$31M+6.5% YoY

Gross Profit

$26M84.4% margin

Operating Income

$9M28.6% margin

Net Income

$8M24.9% margin

EPS (Diluted)

$0.48

QoQ Revenue Growth

-1.0%

Cash Flow

Operating Cash Flow

$14M

Free Cash Flow

$13M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$2.8B

Total Liabilities

$2.5B

Stockholders' Equity

$342M

Cash & Equivalents

$195M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$31M	$29M	+6.5%
Gross Profit	$26M	$25M	+3.3%
Operating Income	$9M	$9M	-1.7%
Net Income	$8M	$8M	-0.3%