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    CIVB

    CIVISTA BANCSHARES, INC.

    Company overview

    Market capitalization
    $555.41M
    Employees
    535
    Latest publication
    2026-09-29
    About CIVISTA BANCSHARES, INC.

    Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. In addition, the company offers time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Further, its loan portfolio includes commercial and agriculture; commercial real estate " owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. Additionally, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products and investment advisory services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Total Revenue55,809,000USD65,625,000USD63,800,000USD62,177,000USD61,013,000USD61,577,000USD61,811,000USD60,504,000USD
    Cost Of Revenue17,986,000USD19,875,000USD20,895,000USD22,482,000USD22,527,000USD22,575,000USD24,529,000USD24,497,000USD
    Gross Profit37,823,000USD45,750,000USD42,905,000USD39,695,000USD38,486,000USD39,002,000USD37,282,000USD36,007,000USD
    Selling General Administrative29,873,000USD17,968,000USD15,788,000USD15,700,000USD14,916,000USD15,628,000USD16,360,000USD16,288,000USD
    Total Operating Expenses29,244,000USD31,003,000USD27,254,000USD26,799,000USD26,546,000USD27,624,000USD27,365,000USD27,923,000USD
    Operating Income8,579,000USD14,747,000USD15,651,000USD12,896,000USD11,940,000USD11,378,000USD9,917,000USD8,084,000USD
    Interest Income55,809,000USD55,741,000USD55,240,000USD56,271,000USD53,733,000USD53,233,000USD52,741,000USD50,593,000USD
    Interest Expense17,986,000USD19,290,000USD20,695,000USD21,457,000USD20,960,000USD21,879,000USD23,508,000USD22,842,000USD
    Net Interest Income37,823,000USD36,451,000USD34,545,000USD34,814,000USD32,773,000USD31,354,000USD29,233,000USD27,751,000USD
    Income Before Tax18,010,000USD14,747,000USD15,651,000USD12,896,000USD11,940,000USD11,378,000USD9,917,000USD8,084,000USD
    Income Tax Expense3,021,000USD2,480,000USD2,891,000USD1,881,000USD1,772,000USD1,485,000USD1,551,000USD1,020,000USD
    Tax Provision3,021,000USD2,479,000USD2,891,000USD1,881,000USD1,772,000USD1,485,000USD1,551,000USD1,020,000USD
    Net Income14,989,000USD12,267,000USD12,760,000USD11,015,000USD10,168,000USD9,893,000USD8,366,000USD7,064,000USD
    Net Income From Continuing Ops14,989,000USD12,269,000USD12,760,000USD11,015,000USD10,168,000USD9,893,000USD8,366,000USD7,064,000USD
    Ebitda8,579,000USD14,747,000USD15,651,000USD13,234,000USD12,272,000USD11,378,000USD9,917,000USD8,450,000USD
    Reconciled Depreciation696,000USD——338,000USD332,000USD——366,000USD
    Total Other Income Expense Net9,431,000USD—40,487,000USD——77,892,000USD-38,331,000USD-38,435,000USD
    Unclassified Operating Expenses—13,035,000USD11,075,000USD10,810,000USD11,334,000USD11,548,000USD10,289,000USD11,190,000USD
    Selling And Marketing Expenses——391,000USD289,000USD296,000USD448,000USD716,000USD445,000USD
    Ebit——15,983,000USD12,896,000USD11,940,000USD—9,917,000USD8,084,000USD
    Depreciation And Amortization——-332,000USD338,000USD332,000USD—2,345,000USD366,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Revenue254,952,000USD241,899,000USD217,477,000USD152,983,000USD134,192,000USD126,179,000USD118,610,000USD90,739,000USD
    Cost Of Revenue85,779,000USD95,349,000USD61,673,000USD17,703,000USD10,459,000USD20,250,000USD13,989,000USD8,350,000USD
    Gross Profit169,173,000USD146,550,000USD155,804,000USD135,280,000USD123,733,000USD105,929,000USD104,621,000USD82,389,000USD
    Selling General Administrative72,775,000USD64,452,000USD59,928,000USD51,858,000USD45,746,000USD43,208,000USD42,648,000USD46,111,000USD
    Unclassified Operating Expenses41,163,000USD43,436,000USD43,911,000USD34,874,000USD28,503,000USD24,515,000USD21,001,000USD18,317,000USD
    Total Operating Expenses113,938,000USD109,976,000USD105,191,000USD88,245,000USD75,352,000USD68,797,000USD65,060,000USD65,610,000USD
    Operating Income55,235,000USD36,574,000USD50,613,000USD47,035,000USD48,381,000USD37,132,000USD39,561,000USD16,779,000USD
    Interest Income220,985,000USD206,695,000USD168,650,000USD121,253,000USD101,742,000USD99,865,000USD98,054,000USD73,677,000USD
    Interest Expense82,402,000USD89,985,000USD57,238,000USD15,951,000USD9,629,000USD10,138,000USD12,954,000USD7,570,000USD
    Net Interest Income138,583,000USD116,710,000USD128,009,000USD110,204,000USD95,425,000USD89,727,000USD85,100,000USD66,107,000USD
    Income Before Tax55,235,000USD36,574,000USD50,613,000USD47,035,000USD48,381,000USD37,132,000USD39,561,000USD16,779,000USD
    Income Tax Expense9,023,000USD4,891,000USD7,649,000USD7,608,000USD7,835,000USD4,940,000USD5,683,000USD2,640,000USD
    Tax Provision9,023,000USD4,891,000USD8,496,000USD7,608,000USD7,017,000USD4,940,000USD5,683,000USD2,640,000USD
    Net Income46,212,000USD31,683,000USD42,964,000USD39,427,000USD40,546,000USD32,192,000USD33,878,000USD14,139,000USD
    Net Income From Continuing Ops46,212,000USD31,683,000USD45,457,000USD39,427,000USD40,546,000USD32,192,000USD33,878,000USD14,139,000USD
    Ebit55,235,000USD36,574,000USD50,613,000USD47,035,000USD48,381,000USD37,132,000USD39,561,000USD16,779,000USD
    Ebitda65,114,000USD47,603,000USD62,952,000USD52,787,000USD51,247,000USD40,298,000USD42,746,000USD18,660,000USD
    Depreciation And Amortization9,879,000USD11,029,000USD12,339,000USD5,752,000USD2,866,000USD3,166,000USD3,185,000USD1,881,000USD
    Reconciled Depreciation9,879,000USD11,029,000USD1,601,000USD1,296,000USD890,000USD3,166,000USD3,185,000USD1,881,000USD
    Selling And Marketing Expenses—2,088,000USD1,352,000USD1,513,000USD1,103,000USD1,074,000USD1,411,000USD1,182,000USD
    Total Other Income Expense Net—174,162,000USD50,613,000USD-3,988,700USD48,381,000USD37,132,000USD-1,083,000USD-13,638,000USD
    Net Income Applicable To Common Shares———39,427,000USD40,546,000USD32,192,000USD33,231,000USD13,180,000USD
    Research Development———————0USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Total Assets4,298,322,000USD4,336,453,000USD4,113,334,000USD4,185,869,000USD4,146,717,000USD4,098,469,000USD4,061,423,000USD4,011,914,000USD
    Intangible Assets9,721,000USD13,100,000USD6,756,000USD7,111,000USD7,506,000USD7,883,000USD8,309,000USD8,707,000USD
    Other Current Assets-14,777,000USD-14,436,000USD-14,070,000USD-41,481,000USD—-58,992,000USD76,112,000USD71,753,000USD
    Total Liab3,746,079,000USD3,792,979,000USD3,614,306,000USD3,781,732,000USD3,749,283,000USD3,709,967,000USD3,666,985,000USD3,638,106,000USD
    Total Stockholder Equity552,243,000USD543,474,000USD499,028,000USD404,137,000USD397,434,000USD388,502,000USD394,438,000USD373,808,000USD
    Common Stock420,488,000USD419,769,000USD388,458,000USD312,589,000USD312,192,000USD312,037,000USD311,901,000USD311,529,000USD
    Capital Stock420,488,000USD419,769,000USD388,458,000USD312,589,000USD312,192,000USD312,037,000USD311,901,000USD311,529,000USD
    Retained Earnings251,041,000USD239,784,000USD230,798,000USD221,321,000USD212,944,000USD205,408,000USD198,034,000USD192,186,000USD
    Good Will130,437,999USD130,438,000USD125,520,000USD125,520,000USD125,520,000USD125,520,000USD125,520,000USD125,520,000USD
    Other Assets3,350,506,000USD3,390,384,000USD3,220,193,000USD3,278,728,000USD4,146,717,000USD4,098,469,000USD-1,322,264,000USD—
    Cash83,525,000USD78,485,000USD63,501,000USD74,573,000USD91,416,000USD64,605,000USD76,112,000USD57,210,000USD
    Cash And Short Term Investments83,525,000USD399,835,000USD360,518,000USD717,483,000USD361,026,000USD329,943,000USD702,900,000USD666,975,000USD
    Total Current Assets98,302,000USD414,271,000USD412,482,000USD773,784,000USD418,360,000USD388,935,000USD763,757,000USD732,769,000USD
    Total Current Liabilities100,566,000USD3,641,464,000USD3,462,463,000USD3,629,707,000USD3,598,888,000USD3,550,870,000USD3,510,779,000USD3,478,116,000USD
    Net Debt127,305,000USD205,694,000USD278,381,000USD469,581,000USD380,209,000USD386,278,000USD322,919,000USD556,313,000USD
    Short Term Debt100,566,000USD175,000,000USD232,000,000USD433,500,000USD360,000,000USD339,000,000USD287,047,000USD500,500,000USD
    Short Long Term Debt100,000,000USD175,000,000USD232,000,000USD433,500,000USD360,000,000USD339,000,000USD287,047,000USD500,500,000USD
    Short Long Term Debt Total210,830,000USD284,179,000USD341,882,000USD544,154,000USD471,625,000USD450,883,000USD399,031,000USD613,523,000USD
    Long Term Debt108,609,000USD109,179,000USD109,882,000USD110,654,000USD111,625,000USD111,883,000USD111,984,000USD113,023,000USD
    Long Term Investments707,606,000USD710,542,000USD685,090,000USD681,423,000USD681,129,000USD680,840,000USD661,746,000USD649,481,000USD
    Short Term Investments682,462,000USD321,350,000USD297,017,000USD642,910,000USD269,610,000USD265,338,000USD626,788,000USD609,765,000USD
    Net Receivables14,777,000USD14,436,000USD51,964,000USD56,301,000USD57,334,000USD58,992,000USD60,857,000USD65,794,000USD
    Property Plant Equipment Net41,276,000USD40,611,000USD40,910,000USD42,922,000USD45,107,000USD47,166,000USD49,967,000USD52,142,000USD
    Accumulated Other Comprehensive Income-43,204,000USD-40,315,000USD-44,468,000USD-54,020,000USD-51,949,000USD-53,357,000USD-39,911,000USD-54,333,000USD
    Common Stock Shares Outstanding20,706,330shares20,185,285shares16,605,546shares15,422,000shares15,422,000shares15,397,000shares15,404,435shares15,137,337shares
    Non Current Assets Total4,200,020,000USD3,922,182,000USD3,700,852,000USD3,412,085,000USD3,728,357,000USD3,709,534,000USD3,297,666,000USD3,279,145,000USD
    Non Current Liabilities Total3,645,513,000USD151,515,000USD151,843,000USD152,025,000USD150,395,000USD159,097,000USD156,206,000USD159,990,000USD
    Non Currrent Assets Other77,090,000USD127,382,000USD90,548,000USD92,152,000USD89,188,000USD89,787,000USD89,323,000USD88,706,000USD
    Unclassified Current Assets-682,462,000USD—————-76,112,000USD-71,753,000USD
    Unclassified Non Current Assets-116,616,999USD-490,275,000USD-468,165,000USD-815,771,000USD-1,366,810,000USD-1,340,131,000USD2,362,801,000USD2,354,589,000USD
    Unclassified Current Liabilities-100,000,000USD-175,000,000USD-232,000,000USD-433,500,000USD-360,000,000USD-339,000,000USD-287,047,000USD-500,500,000USD
    Unclassified Non Current Liabilities3,536,904,000USD42,336,000USD41,961,000USD41,371,000USD38,770,000USD47,214,000USD44,222,000USD46,967,000USD
    Unclassified Equity-496,570,000USD-495,533,000USD-464,218,000USD-388,342,000USD-387,945,000USD-387,623,000USD-387,487,000USD-387,103,000USD
    Other Current Liab—3,466,464,000USD3,230,463,000USD3,196,207,000USD3,238,888,000USD3,211,870,000USD3,223,732,000USD2,977,616,000USD
    Property Plant Equipment Gross—126,227,000USD———115,149,000USD——
    Inventory———————-70,303,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets4,336,453,000USD4,098,469,000USD3,861,418,000USD3,537,830,000USD3,012,905,000USD2,768,862,000USD2,309,557,000USD2,138,954,000USD
    Intangible Assets13,100,000USD7,883,000USD9,508,000USD10,759,000USD7,581,000USD8,075,000USD8,305,000USD9,352,000USD
    Other Current Assets-14,436,000USD—74,450,000USD56,016,000USD273,354,000USD148,974,000USD55,628,000USD1,266,549,000USD
    Total Liab3,792,979,000USD3,709,967,000USD3,489,416,000USD3,202,994,000USD2,657,693,000USD2,418,754,000USD1,979,431,000USD1,840,056,000USD
    Total Stockholder Equity543,474,000USD388,502,000USD372,002,000USD334,836,000USD355,212,000USD350,108,000USD330,126,000USD298,898,000USD
    Other Current Liab3,466,464,000USD3,211,870,000USD2,985,028,000USD-393,700,000USD2,442,391,000USD2,213,649,000USD1,695,912,000USD1,467,511,000USD
    Common Stock419,769,000USD312,037,000USD311,166,000USD310,182,000USD277,741,000USD277,039,000USD276,422,000USD266,901,000USD
    Capital Stock419,769,000USD312,037,000USD311,166,000USD310,182,000USD277,741,000USD277,039,000USD276,422,000USD276,265,000USD
    Retained Earnings239,784,000USD205,408,000USD183,788,000USD156,493,000USD125,558,000USD93,048,000USD67,974,000USD41,320,000USD
    Good Will130,438,000USD125,520,000USD125,520,000USD125,695,000USD76,851,000USD76,851,000USD76,851,000USD86,203,000USD
    Other Assets3,390,384,000USD3,206,168,000USD-101,283,000USD1,977,966,000USD1,493,921,000USD1,758,118,000USD1,407,433,000USD2,615,563,000USD
    Cash78,485,000USD64,605,000USD61,631,000USD44,838,000USD255,189,000USD128,222,000USD48,535,000USD42,779,000USD
    Cash And Short Term Investments399,835,000USD329,943,000USD679,903,000USD660,240,000USD815,063,000USD491,686,000USD407,034,000USD389,073,000USD
    Total Current Assets414,271,000USD388,935,000USD747,067,000USD708,215,000USD822,448,000USD501,107,000USD414,127,000USD1,662,345,000USD
    Total Current Liabilities3,641,464,000USD3,550,870,000USD3,323,028,000USD393,700,000USD2,467,886,000USD2,242,563,000USD1,816,086,000USD1,683,310,000USD
    Net Debt205,694,000USD386,278,000USD392,563,000USD471,755,000USD-50,959,000USD55,119,000USD226,066,000USD180,248,000USD
    Short Term Debt175,000,000USD339,000,000USD338,000,000USD393,700,000USD25,495,000USD28,914,000USD120,174,000USD215,799,000USD
    Short Long Term Debt175,000,000USD339,000,000USD338,000,000USD393,700,000USD0USD0USD226,500,000USD5,000,000USD
    Short Long Term Debt Total284,179,000USD450,883,000USD454,194,000USD529,594,000USD204,230,000USD183,341,000USD274,601,000USD245,226,000USD
    Long Term Debt109,179,000USD111,883,000USD116,194,000USD122,893,000USD177,813,000USD154,427,000USD29,427,000USD29,427,000USD
    Long Term Investments710,542,000USD680,840,000USD650,439,000USD651,177,000USD577,957,000USD384,887,000USD2,054,987,000USD1,895,947,000USD
    Short Term Investments321,350,000USD265,338,000USD618,272,000USD615,402,000USD559,874,000USD363,464,000USD358,499,000USD347,364,000USD
    Net Receivables14,436,000USD58,992,000USD67,164,000USD36,797,000USD7,385,000USD9,421,000USD7,093,000USD6,723,000USD
    Property Plant Equipment Net40,611,000USD47,166,000USD56,769,000USD64,018,000USD22,445,000USD22,580,000USD22,871,000USD22,021,000USD
    Property Plant Equipment Gross126,227,000USD115,149,000USD109,601,000USD106,090,000USD60,061,000USD22,580,000USD22,871,000USD22,021,000USD
    Accumulated Other Comprehensive Income-40,315,000USD-53,357,000USD-47,530,000USD-58,045,000USD8,820,000USD14,619,000USD6,874,000USD-1,452,000USD
    Common Stock Shares Outstanding17,507,836shares15,404,000shares15,155,000shares14,970,630shares15,343,000shares16,081,000shares16,852,000shares13,855,707shares
    Non Current Assets Total3,922,182,000USD3,709,534,000USD3,114,351,000USD851,649,000USD2,190,457,000USD2,267,755,000USD1,895,430,000USD476,609,000USD
    Non Current Liabilities Total151,515,000USD159,097,000USD166,388,000USD393,700,000USD189,807,000USD176,191,000USD163,345,000USD223,027,000USD
    Non Currrent Assets Other127,382,000USD89,787,000USD87,602,000USD-3,273,000USD80,235,000USD77,651,000USD60,526,000USD57,741,000USD
    Unclassified Non Current Assets-490,275,000USD-447,830,000USD2,184,513,000USD-1,977,966,000USD-68,533,000USD-60,407,000USD-1,735,543,000USD-4,210,218,000USD
    Unclassified Current Liabilities-175,000,000USD-339,000,000USD-338,000,000USD-418,396,000USD-2,416,701,000USD-2,189,398,000USD-252,566,000USD-19,937,000USD
    Unclassified Non Current Liabilities42,336,000USD47,214,000USD50,194,000USD-153,670,000USD-19,207,000USD-13,094,000USD-111,256,000USD-22,199,000USD
    Unclassified Equity-495,533,000USD-387,623,000USD-386,588,000USD-310,182,000USD-277,741,000USD-277,039,000USD-276,422,000USD-266,901,000USD
    Inventory——-6,758,000USD-44,838,000USD-273,354,000USD-148,974,000USD-55,628,000USD—
    Unclassified Current Assets——-74,450,000USD-44,838,000USD-273,354,000USD-148,974,000USD-482,882,000USD-413,883,000USD
    Other Liab———5,634,000USD5,706,000USD5,944,000USD——
    Accounts Payable———24,696,000USD2,416,701,000USD2,189,398,000USD26,066,000USD14,937,000USD
    Treasury Stock———-73,794,000USD-56,907,000USD-34,598,000USD-21,144,000USD-17,235,000USD
    Non Current Liabilities Other———418,843,000USD25,495,000USD28,914,000USD245,174,000USD215,799,000USD
    Net Tangible Assets———198,381,000USD270,780,000USD267,428,000USD244,970,000USD203,331,000USD
    Earning Assets——————427,254,000USD412,813,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USDQ1 20242024-03-31 · USD
    Net Income14,961,000USD12,267,000USD12,760,000USD11,015,000USD10,168,000USD8,366,000USD7,064,000USD6,133,000USD
    Other Non Cash Items12,180,000USD9,612,000USD18,968,000USD11,081,000USD3,612,000USD12,905,000USD4,502,000USD752,000USD
    Total Cash From Operating Activities12,180,000USD9,612,000USD18,968,000USD11,081,000USD3,612,000USD12,905,000USD12,193,000USD752,000USD
    Capital Expenditures-441,000USD-222,000USD-555,000USD-220,000USD-161,000USD-93,000USD-123,000USD-123,000USD
    Free Cash Flow11,739,000USD9,390,000USD18,413,000USD10,861,000USD3,451,000USD12,812,000USD12,193,000USD629,000USD
    Investments-1,212,000USD-14,831,000USD65,621,000USD-54,847,000USD-21,231,000USD-23,056,000USD-129,850,000USD-34,172,000USD
    Total Cashflows From Investing Activities38,261,000USD66,048,000USD65,621,000USD-54,847,000USD-21,231,000USD-23,056,000USD-130,075,000USD-34,172,000USD
    Net Borrowings-75,612,000USD-57,724,000USD-202,313,000USD72,487,000USD20,701,000USD-214,533,000USD——
    Total Cash From Financing Activities-44,236,000USD-61,106,000USD-95,681,000USD27,168,000USD44,920,000USD29,053,000USD123,332,000USD23,324,000USD
    Dividends Paid-3,732,000USD-3,283,000USD-3,283,000USD-2,638,000USD-2,632,000USD-2,518,000USD-2,516,000USD-2,510,000USD
    Sale Purchase Of Stock-318,000USD-4,000USD-7,000USD167,000USD-167,000USD-12,000USD0USD-152,000USD
    Change In Cash6,205,000USD14,554,000USD-11,092,000USD-16,598,000USD27,301,000USD18,902,000USD5,450,000USD-10,096,000USD
    Begin Period Cash Flow77,320,000USD62,766,000USD73,858,000USD90,456,000USD63,155,000USD55,760,000USD50,310,000USD60,406,000USD
    End Period Cash Flow83,525,000USD77,320,000USD62,766,000USD73,858,000USD90,456,000USD74,662,000USD55,760,000USD50,310,000USD
    Other Cashflows From Investing Activities39,914,000USD81,101,000USD62,777,000USD-51,667,000USD-22,979,000USD-29,014,000USD-119,066,000USD-36,372,000USD
    Other Cashflows From Financing Activities35,426,000USD-95,000USD34,256,000USD-42,681,000USD27,018,000USD246,116,000USD-3,079,000USD-4,333,000USD
    Unclassified Operating Cash Flow-14,961,000USD-12,267,000USD-12,760,000USD-11,015,000USD-10,168,000USD-8,366,000USD—-8,824,000USD
    Issuance Of Capital Stock—0USD——————
    Unclassified Investing Cash Flow——-62,222,000USD51,887,000USD23,140,000USD29,107,000USD118,964,000USD36,495,000USD
    Unclassified Financing Cash Flow——75,666,000USD———128,927,000USD30,319,000USD
    Depreciation——————450,000USD2,505,000USD
    Stock Based Compensation——————177,000USD186,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Net Income46,212,000USD31,683,000USD42,964,000USD39,427,000USD40,546,000USD32,192,000USD33,878,000USD14,139,000USD
    Depreciation9,879,000USD11,029,000USD12,339,000USD5,752,000USD2,866,000USD3,166,000USD3,185,000USD1,881,000USD
    Stock Based Compensation852,000USD871,000USD984,000USD819,000USD702,000USD617,000USD531,000USD428,000USD
    Other Non Cash Items-7,378,000USD3,480,000USD1,396,000USD685,000USD-6,667,000USD2,870,000USD806,000USD2,666,000USD
    Change To Account Receivables-543,000USD-634,000USD-1,641,000USD-2,049,000USD2,036,000USD-2,328,000USD-370,000USD-1,285,000USD
    Change In Working Capital-7,480,000USD3,036,000USD5,690,000USD-21,983,000USD1,995,000USD-3,758,000USD1,634,000USD360,000USD
    Total Cash From Operating Activities43,273,000USD48,246,000USD62,698,000USD25,183,000USD40,761,000USD32,207,000USD39,526,000USD19,625,000USD
    Capital Expenditures-1,158,000USD-4,186,000USD-3,429,000USD-6,508,000USD-1,927,000USD-1,972,000USD-3,201,000USD-1,472,000USD
    Free Cash Flow42,115,000USD44,060,000USD59,269,000USD18,675,000USD38,834,000USD30,235,000USD36,325,000USD18,153,000USD
    Investments-12,483,000USD-258,801,000USD-419,434,000USD-39,143,000USD-204,817,000USD-340,022,000USD-147,096,000USD-177,667,000USD
    Total Cashflows From Investing Activities55,591,000USD-258,801,000USD-311,784,000USD-410,364,000USD-130,496,000USD-340,022,000USD-150,509,000USD-33,786,000USD
    Net Borrowings-166,849,000USD-3,311,000USD-62,543,000USD-136,106,000USD19,967,000USD-91,260,000USD116,475,000USD-9,556,000USD
    Total Cash From Financing Activities-84,699,000USD213,304,000USD266,131,000USD164,303,000USD216,925,000USD398,802,000USD116,739,000USD16,421,000USD
    Dividends Paid-11,836,000USD-10,063,000USD-9,599,000USD-8,493,000USD-8,036,000USD-7,118,000USD-7,194,000USD-4,749,000USD
    Sale Purchase Of Stock-178,000USD-164,000USD-1,628,000USD-16,887,000USD-22,309,000USD-13,454,000USD-4,313,000USD0USD
    Issuance Of Capital Stock75,666,000USD0USD0USD———0USD0USD
    Change In Cash14,165,000USD2,749,000USD17,045,000USD-220,878,000USD127,190,000USD90,987,000USD5,756,000USD2,260,000USD
    Begin Period Cash Flow63,155,000USD60,406,000USD43,361,000USD264,239,000USD137,049,000USD48,535,000USD42,779,000USD40,519,000USD
    End Period Cash Flow77,320,000USD63,155,000USD60,406,000USD43,361,000USD264,239,000USD139,522,000USD48,535,000USD42,779,000USD
    Other Cashflows From Investing Activities-80,242,000USD-215,941,000USD-321,179,000USD-364,713,000USD76,248,000USD259,000USD-212,000USD-97,721,000USD
    Other Cashflows From Financing Activities18,498,000USD226,842,000USD339,901,000USD325,437,000USD297,270,000USD603,069,000USD133,246,000USD-100,530,000USD
    Unclassified Operating Cash Flow1,188,000USD-1,853,000USD——1,319,000USD-2,880,000USD——
    Unclassified Investing Cash Flow149,474,000USD220,127,000USD432,258,000USD————243,074,000USD
    Unclassified Financing Cash Flow75,666,000USD———-69,967,000USD-92,435,000USD-121,475,000USD131,256,000USD
    Change To Inventory——1,527,000USD——-2,277,000USD663,000USD151,000USD
    Change To Liabilities———-19,934,000USD-41,000USD-2,277,000USD1,341,000USD1,810,000USD
    Cash And Cash Equivalents Changes———-220,878,000USD127,190,000USD90,987,000USD5,756,000USD2,260,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    Q3 2018Quarterly · 2018-09-30ProductAsset Management1873,000USD0001564590-18-028925
    Q3 2018Quarterly · 2018-09-30ProductATMInterchange Fees622,000USD0001564590-18-028925
    Q3 2018Quarterly · 2018-09-30ProductBank Servicing1,219,000USD0001564590-18-028925
    Q3 2018Quarterly · 2018-09-30ProductProduct And Service Other203,000USD0001564590-18-028925
    Q3 2017Quarterly · 2017-09-30ProductAsset Management1787,000USD0001564590-18-028925
    Q3 2017Quarterly · 2017-09-30ProductATMInterchange Fees567,000USD0001564590-18-028925
    Q3 2017Quarterly · 2017-09-30ProductBank Servicing1,177,000USD0001564590-18-028925
    Q3 2017Quarterly · 2017-09-30ProductProduct And Service Other192,000USD0001564590-18-028925

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.