CIVB Q2 2020 Earnings — Civista Bancshares, Inc. Revenue & Financial Results | Market Cap Arena

CIVBCivista Bancshares, Inc.

$427M

Q2 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$31M+5.5% YoY

Gross Profit

$25M80.7% margin

Operating Income

$7M23.6% margin

Net Income

$7M20.9% margin

EPS (Diluted)

$0.41

QoQ Revenue Growth

-1.0%

Cash Flow

Operating Cash Flow

-$14M

Free Cash Flow

-$15M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$2.8B

Total Liabilities

$2.5B

Stockholders' Equity

$337M

Cash & Equivalents

$197M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$31M	$29M	+5.5%
Gross Profit	$25M	$26M	-4.5%
Operating Income	$7M	$10M	-28.2%
Net Income	$7M	$9M	-24.9%