CIVB Q4 2020 Earnings — Civista Bancshares, Inc. Revenue & Financial Results | Market Cap Arena

CIVBCivista Bancshares, Inc.

$427M

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$33M+10.6% YoY

Gross Profit

$28M86.5% margin

Operating Income

$12M36.5% margin

Net Income

$10M31.0% margin

EPS (Diluted)

$0.64

QoQ Revenue Growth

+6.6%

Cash Flow

Operating Cash Flow

$7M

Free Cash Flow

$7M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$2.8B

Total Liabilities

$2.4B

Stockholders' Equity

$350M

Cash & Equivalents

$128M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$33M	$30M	+10.6%
Gross Profit	$28M	$26M	+11.3%
Operating Income	$12M	$9M	+35.6%
Net Income	$10M	$8M	+29.8%