CHYM Q3 2025 Earnings — Chime Financial, Inc. Class A Common Stock Revenue & Financial Results | Market Cap Arena

CHYMChime Financial, Inc. Class A Common Stock

$8B

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$544M+28.8% YoY

Gross Profit

$474M87.2% margin

Operating Income

-$65M-11.9% margin

Net Income

-$55M-10.1% margin

EPS (Diluted)

$-0.15

QoQ Revenue Growth

+2.9%

Cash Flow

Operating Cash Flow

$19M

Free Cash Flow

$23M

Stock-Based Comp.

$995M

Balance Sheet

Total Assets

$2.0B

Total Liabilities

$519M

Stockholders' Equity

$1.4B

Cash & Equivalents

$445M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$544M	$422M	+28.8%
Gross Profit	$474M	$368M	+28.7%
Operating Income	-$65M	-$31M	-111.2%
Net Income	-$55M	-$22M	-148.4%

Revenue Segments

Payments Revenue

$363M100%