CHYM Q4 2025 Earnings — Chime Financial, Inc. Class A Common Stock Revenue & Financial Results | Market Cap Arena

CHYMChime Financial, Inc. Class A Common Stock

$8B

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$596M+25.5% YoY

Gross Profit

$484M81.2% margin

Operating Income

-$54M-9.0% margin

Net Income

-$45M-7.5% margin

EPS (Diluted)

$-0.12

QoQ Revenue Growth

+9.7%

Cash Flow

Operating Cash Flow

$5M

Free Cash Flow

-$21M

Stock-Based Comp.

-$834M

Balance Sheet

Total Assets

$2.0B

Total Liabilities

$563M

Stockholders' Equity

$1.4B

Cash & Equivalents

$466M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$596M	$475M	+25.5%
Gross Profit	$484M	$419M	+15.5%
Operating Income	-$54M	-$27M	-98.1%
Net Income	-$45M	-$20M	-128.4%

Revenue Segments

Payments Revenue

$771M100%