CHYM (Chime Financial, Inc. Class A Common Stock) Stock Financials & Earnings

CHYMChime Financial, Inc. Class A Common Stock

Mkt Cap$8B

Revenue (TTM)$2.2B

Net Income (TTM)-$1.0B

EPS (TTM)-$2.56

Free Cash Flow (TTM)-$6M

Gross Margin85.9%

Op. Margin-47.6%

Net Margin-46.2%

FCF Margin-0.3%

P/S Ratio (TTM)3.9x

P/E Ratio (TTM)—

YoY Rev Growth+30.7%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q3 23	$319M	$250M	-$78M
Q4 23	$342M	$299M	-$36M
Q1 24	$392M	$345M	$5M
Q2 24	$384M	$334M	-$9M
Q3 24	$422M	$368M	-$31M
Q4 24	$475M	$419M	-$27M
Q1 25	$519M	$458M	$9M
Q2 25	$528M	$461M	-$931M
Q3 25	$544M	$474M	-$65M
Q4 25	$596M	$484M	-$54M

Valuation

Operating Cash Flow

Capital Expenditures

CapEx

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

Quarter	R&D	G&A	S&M
Q1 24	$75M	$39M	$117M
Q2 24	$75M	$42M	$118M
Q3 24	$80M	$47M	$143M
Q4 24	$79M	$50M	$142M
Q1 25	$78M	$47M	$133M
Q2 25	$622M	$280M	$185M
Q3 25	$124M	$77M	$154M
Q4 25	$111M	$109M	$164M

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 23	$240M	$561M	$801M
Q1 24	$0	$0	$0
Q4 24	$338M	$369M	$707M
Q1 25	$318M	$336M	$655M
Q2 25	$868M	$225M	$1.1B
Q3 25	$445M	$634M	$1.1B
Q4 25	$466M	$588M	$1.1B

Shares Outstanding