CHYM Q2 2025 Earnings — Chime Financial, Inc. Class A Common Stock Revenue & Financial Results | Market Cap Arena

CHYMChime Financial, Inc. Class A Common Stock

$8B

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$528M+37.5% YoY

Gross Profit

$461M87.3% margin

Operating Income

-$931M-176.2% margin

Net Income

-$923M-174.8% margin

EPS (Diluted)

$-2.49

QoQ Revenue Growth

+1.8%

Cash Flow

Operating Cash Flow

$28M

Free Cash Flow

$23M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$1.9B

Total Liabilities

$474M

Stockholders' Equity

$1.4B

Cash & Equivalents

$868M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$528M	$384M	+37.5%
Gross Profit	$461M	$334M	+38.2%
Operating Income	-$931M	-$9M	-9757.4%
Net Income	-$923M	$385,000	-239937.9%

Revenue Segments

Payments Revenue

$366M100%