ACIW Q3 2025 Earnings — ACI Worldwide, Inc. Revenue & Financial Results | Market Cap Arena

ACIWACI Worldwide, Inc.

$4B

Q3 2025 Earnings

Technology Software - Infrastructure

Income Statement

Revenue

$482M+6.8% YoY

Gross Profit

$259M53.7% margin

Operating Income

$128M26.5% margin

Net Income

$91M18.9% margin

EPS (Diluted)

$0.88

QoQ Revenue Growth

+20.2%

Cash Flow

Operating Cash Flow

$73M

Free Cash Flow

$70M

Stock-Based Comp.

$17M

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$1.7B

Stockholders' Equity

$1.5B

Cash & Equivalents

$199M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$482M	$452M	+6.8%
Gross Profit	$259M	$254M	+1.9%
Operating Income	$128M	$123M	+4.2%
Net Income	$91M	$81M	+12.1%

Revenue Segments

Biller Payments

$198M29%

Issuing And Acquiring

$183M26%

License

$162M23%

Maintenance

$51M7%

Merchant Payments

$51M7%

Real Time Payments

$35M5%

Fraud Management

$15M2%

Geographic Segments

UNITED STATES

$253M53%

Non-US

$229M47%