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    ACIW

    ACI WORLDWIDE, INC.

    Company overview

    Market capitalization
    $4.95B
    Employees
    2,930
    Latest publication
    2026-09-29
    About ACI WORLDWIDE, INC.

    ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issuing, a digital payment issuing solution; and ACI Connetic, a solution that offers payment services for processing, routing, and managing various payment types. It provides ACI real-time payments, a solution that provides connectivity to payment rails; ACI RTGS and cross-border, a payments engine that offers multi-currency, payment and STP processing, and back-office integration interfaces; and ACI digital central infrastructure, a solution that offers real-time payments service. Further, it offers ACI Payments Orchestration Platform, a payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions; ACI Fraud Scoring Services with artificial and human insights with data intelligence; and Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. Additionally, it offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well distributes software developed by third parties. It markets its products and services under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska.

    Company website

    Financial statements

    Income Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Revenue430,423,000USD425,749,000USD481,600,000USD482,359,000USD401,258,000USD394,565,000USD453,038,000USD451,752,000USD
    Cost Of Revenue248,850,000USD228,459,000USD226,335,000USD223,138,000USD234,800,000USD213,378,000USD200,087,000USD197,351,000USD
    Gross Profit181,573,000USD197,290,000USD255,265,000USD259,221,000USD166,458,000USD181,187,000USD252,951,000USD254,401,000USD
    Research Development47,900,000USD44,092,000USD44,959,000USD42,567,000USD41,107,000USD38,908,000USD38,614,000USD37,660,000USD
    Selling And Marketing Expenses30,603,000USD30,236,000USD33,437,000USD30,710,000USD28,741,000USD32,186,000USD34,360,000USD28,691,000USD
    General And Administrative Expenses34,484,000USD———————
    Total Operating Expenses136,924,000USD139,800,000USD146,431,000USD131,515,000USD131,600,000USD122,671,000USD130,663,000USD131,815,000USD
    Operating Income44,649,000USD57,490,000USD108,834,000USD127,706,000USD34,858,000USD58,516,000USD122,288,000USD122,586,000USD
    Total Other Income Expense Net-5,725,000USD-7,066,000USD-9,795,000USD-9,584,000USD-16,986,000USD13,121,000USD-12,030,000USD-15,308,000USD
    Interest Income5,592,000USD3,606,000USD3,200,000USD3,676,000USD3,934,000USD4,064,000USD4,093,000USD3,871,000USD
    Interest Expense11,979,000USD12,198,000USD13,826,000USD14,811,000USD14,527,000USD14,683,000USD16,634,000USD18,356,000USD
    Depreciation And Amortization23,937,000USD27,656,000USD27,175,000USD26,543,000USD26,508,000USD26,420,000USD26,621,000USD33,853,000USD
    Income Before Tax38,924,000USD50,424,000USD99,039,000USD118,122,000USD17,872,000USD71,637,000USD110,258,000USD107,278,000USD
    Income Tax Expense7,126,000USD12,118,000USD34,703,000USD26,872,000USD5,670,000USD12,767,000USD11,703,000USD25,851,000USD
    Net Income31,798,000USD38,306,000USD64,336,000USD91,250,000USD12,202,000USD58,870,000USD98,555,000USD81,427,000USD
    Selling General Administrative—40,216,000USD43,365,000USD34,098,000USD37,651,000USD27,592,000USD33,437,000USD33,949,000USD
    Unclassified Operating Expenses—25,256,000USD24,670,000USD24,140,000USD24,101,000USD23,985,000USD24,252,000USD31,515,000USD
    Net Interest Income—-8,592,000USD-10,626,000USD-11,135,000USD-10,593,000USD-10,619,000USD-12,541,000USD-14,485,000USD
    Tax Provision—12,118,000USD34,703,000USD26,872,000USD5,670,000USD12,767,000USD11,703,000USD25,851,000USD
    Net Income From Continuing Ops—38,306,000USD64,336,000USD91,250,000USD12,202,000USD58,870,000USD98,555,000USD81,427,000USD
    Ebit—62,622,000USD112,865,000USD132,933,000USD32,399,000USD86,320,000USD126,892,000USD125,634,000USD
    Ebitda—90,278,000USD140,040,000USD159,476,000USD58,907,000USD112,740,000USD153,513,000USD159,487,000USD
    Reconciled Depreciation—27,656,000USD27,175,000USD26,543,000USD26,508,000USD26,420,000USD26,621,000USD33,853,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Income Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Revenue1,759,782,000USD1,594,288,000USD1,452,579,000USD1,421,901,000USD1,370,598,000USD1,294,322,000USD1,258,294,000USD1,009,780,000USD
    Cost Of Revenue897,651,000USD791,783,000USD719,211,000USD696,071,000USD638,871,000USD622,459,000USD617,453,000USD430,351,000USD
    Gross Profit862,131,000USD802,505,000USD733,368,000USD725,830,000USD731,727,000USD671,863,000USD640,841,000USD579,429,000USD
    Research Development167,541,000USD146,677,000USD140,758,000USD146,311,000USD144,310,000USD139,293,000USD146,573,000USD143,630,000USD
    Selling General Administrative142,706,000USD118,379,000USD117,190,000USD114,194,000USD123,801,000USD152,468,000USD135,296,000USD107,422,000USD
    Selling And Marketing Expenses125,074,000USD118,352,000USD132,639,000USD134,812,000USD126,539,000USD103,567,000USD123,684,000USD117,881,000USD
    Unclassified Operating Expenses96,896,000USD110,962,000USD122,373,000USD126,678,000USD127,180,000USD131,791,000USD111,532,000USD84,585,000USD
    Total Operating Expenses532,217,000USD494,370,000USD512,960,000USD521,995,000USD521,830,000USD527,119,000USD517,085,000USD453,518,000USD
    Operating Income329,914,000USD308,135,000USD220,408,000USD203,835,000USD209,897,000USD144,744,000USD123,756,000USD125,911,000USD
    Interest Income14,874,000USD15,926,000USD13,800,000USD12,547,000USD11,522,000USD11,628,000USD11,967,000USD11,142,000USD
    Interest Expense57,847,000USD72,471,000USD78,486,000USD53,193,000USD45,060,000USD56,630,000USD64,033,000USD41,530,000USD
    Net Interest Income-42,973,000USD-56,545,000USD-61,020,000USD-40,646,000USD-33,538,000USD-45,002,000USD-52,066,000USD-30,388,000USD
    Income Before Tax306,670,000USD250,409,000USD147,627,000USD206,635,000USD175,065,000USD98,626,000USD72,210,000USD91,799,000USD
    Income Tax Expense80,012,000USD47,291,000USD26,118,000USD64,458,000USD47,274,000USD25,966,000USD5,148,000USD22,878,000USD
    Tax Provision80,012,000USD47,291,000USD37,416,000USD64,458,000USD47,274,000USD25,966,000USD5,148,000USD22,878,000USD
    Net Income226,658,000USD203,118,000USD121,509,000USD142,177,000USD127,791,000USD72,660,000USD67,062,000USD68,921,000USD
    Net Income From Continuing Ops226,658,000USD203,118,000USD89,121,000USD142,177,000USD127,791,000USD72,660,000USD67,062,000USD68,921,000USD
    Ebit364,517,000USD322,880,000USD226,113,000USD259,828,000USD220,125,000USD155,256,000USD136,243,000USD133,329,000USD
    Ebitda471,163,000USD443,548,000USD360,106,000USD398,192,000USD364,033,000USD319,020,000USD274,746,000USD230,679,000USD
    Depreciation And Amortization106,646,000USD120,668,000USD133,993,000USD138,364,000USD143,908,000USD163,764,000USD138,503,000USD97,350,000USD
    Reconciled Depreciation106,646,000USD120,668,000USD136,827,000USD138,364,000USD143,908,000USD163,764,000USD138,503,000USD97,350,000USD
    Total Other Income Expense Net-23,244,000USD-57,726,000USD-72,781,000USD2,800,000USD-34,832,000USD-46,118,000USD-51,546,000USD-34,112,000USD
    Non Operating Income Net Other———55,993,000USD10,228,000USD10,512,000USD12,487,000USD7,418,000USD
    Net Income Applicable To Common Shares———142,177,000USD127,791,000USD72,660,000USD67,062,000USD68,921,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
    Total Assets3,095,270,000USD3,104,622,000USD3,104,907,000USD3,160,903,000USD3,138,283,000USD3,203,262,000USD3,025,293,000USD3,092,985,000USD
    Cash And Equivalents167,398,000USD———————
    Total Current Assets1,144,445,000USD1,133,007,000USD1,089,114,000USD1,163,539,000USD1,144,750,000USD1,208,700,000USD990,822,000USD1,085,600,000USD
    Other Current Assets26,628,000USD53,526,000USD49,440,000USD57,251,000USD556,889,000USD592,560,000USD360,029,000USD483,222,000USD
    Other Non Current Assets26,549,000USD———————
    Total Liabilities1,598,526,000USD———————
    Total Current Liabilities723,432,000USD739,379,000USD705,643,000USD737,100,000USD774,621,000USD804,514,000USD602,628,000USD697,294,000USD
    Other Current Liabilities57,296,000USD———————
    Other Non Current Liabilities24,943,000USD———————
    Total Stockholder Equity1,496,744,000USD1,500,636,000USD1,519,078,000USD1,479,182,000USD1,393,498,000USD1,482,600,000USD1,424,327,000USD1,329,630,000USD
    Total Equity Including Noncontrolling Interest1,496,744,000USD———————
    Short Long Term Debt40,973,000USD40,957,000USD40,941,000USD40,925,000USD40,909,000USD34,945,000USD34,928,000USD34,910,000USD
    Long Term Debt781,204,000USD766,438,000USD776,667,000USD826,892,000USD857,112,000USD810,906,000USD889,649,000USD959,387,000USD
    Deferred Revenue75,654,000USD———————
    Deferred Revenue Non Current13,024,000USD———————
    Net Receivables459,253,000USD917,724,000USD843,212,000USD907,020,000USD398,164,000USD386,083,000USD414,399,000USD424,518,000USD
    Property Plant Equipment Net62,728,000USD64,054,000USD66,096,000USD62,270,000USD62,374,000USD60,172,000USD63,933,000USD60,622,000USD
    Goodwill1,230,984,000USD———————
    Accounts Payable66,457,000USD61,842,000USD64,931,000USD55,279,000USD58,082,000USD52,521,000USD45,422,000USD47,912,000USD
    Common Stock702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD
    Retained Earnings1,894,847,000USD1,863,049,000USD1,824,743,000USD1,760,407,000USD1,669,157,000USD1,656,955,000USD1,598,085,000USD1,499,530,000USD
    Accumulated Other Comprehensive Income-107,891,000USD-108,146,000USD-206,276,000USD-103,261,000USD-98,943,000USD-113,594,000USD-121,473,000USD-104,973,000USD
    Intangible Assets—213,502,000USD224,585,000USD230,908,000USD245,112,000USD244,454,000USD258,270,000USD172,310,000USD
    Total Liab—1,603,986,000USD1,585,829,000USD1,681,721,000USD1,744,785,000USD1,720,662,000USD1,600,966,000USD1,763,355,000USD
    Other Current Liab—534,843,000USD517,278,000USD567,252,000USD592,029,000USD628,191,000USD437,594,000USD536,962,000USD
    Capital Stock—702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD
    Good Will—1,231,026,000USD1,231,128,000USD1,226,026,000USD1,226,026,000USD1,226,026,000USD1,226,026,000USD1,226,026,000USD
    Other Assets—1USD——————
    Cash—161,757,000USD196,462,000USD199,268,000USD189,697,000USD230,057,000USD216,394,000USD177,860,000USD
    Cash And Short Term Investments—161,757,000USD196,462,000USD199,268,000USD189,697,000USD230,057,000USD216,394,000USD177,860,000USD
    Current Deferred Revenue—79,344,000USD73,637,000USD65,081,000USD71,695,000USD72,449,000USD75,419,000USD68,550,000USD
    Net Debt—688,531,000USD675,220,000USD700,325,000USD740,433,000USD645,130,000USD740,040,000USD848,998,000USD
    Short Term Debt—63,350,000USD49,797,000USD49,488,000USD49,468,000USD43,347,000USD44,193,000USD43,870,000USD
    Short Long Term Debt Total—850,288,000USD871,682,000USD899,593,000USD930,130,000USD875,187,000USD956,434,000USD1,026,858,000USD
    Property Plant Equipment Gross—64,054,000USD189,594,000USD62,270,000USD62,374,000USD60,172,000USD197,568,000USD60,622,000USD
    Common Stock Shares Outstanding—102,843,000shares103,442,000shares103,895,000shares105,103,000shares106,827,000shares106,318,000shares106,018,000shares
    Non Current Assets Total—1,971,614,999USD2,015,793,000USD1,997,363,999USD1,993,533,000USD1,994,562,000USD2,034,471,000USD2,007,385,000USD
    Non Current Liabilities Total—864,607,000USD880,185,999USD944,621,000USD970,164,000USD916,148,000USD998,338,000USD1,066,061,000USD
    Non Current Liabilities Other—27,012,000USD28,776,000USD29,825,000USD29,524,000USD24,929,000USD26,873,000USD25,319,000USD
    Non Currrent Assets Other—27,721,999USD3,214,000USD30,779,999USD379,190,000USD387,229,000USD413,529,000USD483,753,000USD
    Net Working Capital—393,628,000USD383,471,000USD426,439,000USD370,129,000USD404,186,000USD388,194,000USD388,306,000USD
    Unclassified Non Current Assets—435,310,999USD490,770,000USD447,380,000USD80,831,000USD76,681,000USD72,713,000USD64,674,000USD
    Unclassified Current Liabilities—-40,957,000USD-40,941,000USD-40,925,000USD-37,562,000USD-26,939,000USD-34,928,000USD-34,910,000USD
    Unclassified Non Current Liabilities—71,157,000USD74,742,999USD87,904,000USD83,528,000USD80,313,000USD81,816,000USD81,355,000USD
    Unclassified Equity—-255,671,000USD-100,793,000USD-179,368,000USD-178,120,000USD-62,165,000USD-53,689,000USD-66,331,000USD
    SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Balance sheet Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Total Assets3,104,907,000USD3,025,293,000USD3,444,739,000USD3,209,895,000USD3,158,741,000USD3,386,903,000USD3,257,534,000USD2,122,455,000USD
    Intangible Assets224,585,000USD258,270,000USD304,064,000USD357,807,000USD440,786,000USD518,439,000USD591,486,000USD305,355,000USD
    Other Current Assets49,440,000USD360,029,000USD790,069,000USD586,043,000USD494,970,000USD646,661,000USD439,781,000USD69,793,000USD
    Total Liab1,585,829,000USD1,600,966,000USD2,120,442,000USD2,016,708,000USD1,913,964,000USD2,180,306,000USD2,127,566,000USD1,074,224,000USD
    Total Stockholder Equity1,519,078,000USD1,424,327,000USD1,324,297,000USD1,193,187,000USD1,244,777,000USD1,206,597,000USD1,129,968,000USD1,048,231,000USD
    Other Current Liab517,278,000USD437,594,000USD847,952,000USD675,803,000USD571,030,000USD720,830,000USD459,959,000USD126,169,000USD
    Common Stock702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD
    Capital Stock702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD702,000USD
    Retained Earnings1,824,743,000USD1,598,085,000USD1,394,967,000USD1,273,458,000USD1,131,281,000USD1,003,490,000USD930,830,000USD863,768,000USD
    Good Will1,231,128,000USD1,226,026,000USD1,226,026,000USD1,226,026,000USD1,280,226,000USD1,280,226,000USD1,280,525,000USD909,691,000USD
    Cash196,462,000USD216,394,000USD164,239,000USD124,981,000USD122,059,000USD165,374,000USD121,398,000USD148,502,000USD
    Cash And Short Term Investments196,462,000USD216,394,000USD164,239,000USD124,981,000USD122,059,000USD165,374,000USD121,398,000USD148,502,000USD
    Total Current Assets1,089,114,000USD990,822,000USD1,406,645,000USD1,114,805,000USD937,434,000USD1,154,914,000USD920,376,000USD566,477,000USD
    Total Current Liabilities705,643,000USD602,628,000USD1,037,249,000USD858,842,000USD754,155,000USD905,605,000USD611,950,000USD296,620,000USD
    Current Deferred Revenue73,637,000USD75,419,000USD59,580,000USD58,303,000USD84,425,000USD95,849,000USD65,784,000USD104,843,000USD
    Net Debt675,220,000USD740,040,000USD912,187,000USD1,010,019,000USD998,547,000USD1,043,029,000USD1,313,572,000USD523,254,000USD
    Short Term Debt49,797,000USD44,193,000USD83,753,000USD76,739,000USD57,388,000USD47,703,000USD49,197,000USD20,767,000USD
    Short Long Term Debt40,941,000USD34,928,000USD74,405,000USD65,521,000USD45,870,000USD34,265,000USD34,148,000USD20,767,000USD
    Short Long Term Debt Total871,682,000USD956,434,000USD1,076,426,000USD1,135,000,000USD1,120,606,000USD1,208,403,000USD1,434,970,000USD671,756,000USD
    Long Term Debt776,667,000USD889,649,000USD963,599,000USD1,024,351,000USD1,019,872,000USD1,120,742,000USD1,339,007,000USD650,989,000USD
    Net Receivables843,212,000USD414,399,000USD452,337,000USD403,781,000USD320,405,000USD342,879,000USD359,197,000USD348,182,000USD
    Accounts Payable64,931,000USD45,422,000USD45,964,000USD47,997,000USD41,312,000USD41,223,000USD37,010,000USD39,602,000USD
    Property Plant Equipment Net66,096,000USD63,933,000USD72,194,000USD92,530,000USD110,875,000USD105,977,000USD127,762,000USD72,729,000USD
    Property Plant Equipment Gross189,594,000USD197,568,000USD210,283,000USD52,499,000USD63,050,000USD105,977,000USD70,380,000USD72,729,000USD
    Accumulated Other Comprehensive Income-206,276,000USD-121,473,000USD-109,470,000USD-117,660,000USD-99,547,000USD-92,445,000USD-91,583,000USD-92,617,000USD
    Common Stock Shares Outstanding104,805,000shares106,493,000shares108,857,000shares114,238,000shares118,647,000shares118,079,000shares118,571,000shares117,632,000shares
    Non Current Assets Total2,015,793,000USD2,034,471,000USD2,038,094,000USD2,095,090,000USD2,221,307,000USD2,231,989,000USD2,337,158,000USD1,555,978,000USD
    Non Current Liabilities Total880,185,999USD998,338,000USD1,083,193,000USD1,157,866,000USD1,159,809,000USD1,274,701,000USD1,515,616,000USD777,604,000USD
    Non Current Liabilities Other28,776,000USD26,873,000USD25,005,000USD57,143,000USD103,815,000USD113,455,000USD144,556,000USD94,900,000USD
    Non Currrent Assets Other3,214,000USD413,529,000USD44,828,000USD364,989,000USD338,642,000USD269,871,000USD285,774,000USD52,145,000USD
    Net Working Capital383,471,000USD388,194,000USD369,396,000USD255,963,000USD183,279,000USD249,309,000USD308,426,000USD269,857,000USD
    Unclassified Non Current Assets490,770,000USD72,713,000USD390,982,000USD-347,089,000USD-338,642,000USD-507,570,000USD-285,774,000USD-241,155,000USD
    Unclassified Current Liabilities-40,941,000USD-34,928,000USD-74,405,000USD-65,521,000USD-45,870,000USD-34,265,000USD-34,148,000USD-15,528,000USD
    Unclassified Non Current Liabilities74,742,999USD81,816,000USD94,589,000USD-60,104,000USD-96,591,000USD-111,801,000USD-122,043,000USD-119,715,000USD
    Unclassified Equity-100,793,000USD-53,689,000USD37,396,000USD35,985,000USD687,611,000USD681,729,000USD666,956,000USD631,533,000USD
    Deferred Long Term Liab———40,371,000USD36,122,000USD40,504,000USD32,053,000USD31,715,000USD
    Other Liab———96,105,000USD96,591,000USD111,801,000USD122,043,000USD119,715,000USD
    Other Assets———400,827,000USD389,420,000USD565,046,000USD337,385,000USD268,203,000USD
    Inventory———28,010,000USD24,698,000USD24,288,000USD24,542,000USD23,277,000USD
    Net Tangible Assets———1,193,187,000USD1,244,777,000USD1,206,597,000USD1,129,968,000USD-166,815,000USD
    Unclassified Current Assets———-28,010,000USD-24,698,000USD-24,288,000USD-24,542,000USD-23,277,000USD
    Treasury Stock————-475,972,000USD-387,581,000USD-377,639,000USD-355,857,000USD
    Long Term Investments———————189,010,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Quarterly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
    Net Income38,306,000USD64,336,000USD91,250,000USD12,202,000USD58,870,000USD98,555,000USD81,427,000USD30,887,000USD
    Depreciation27,656,000USD5,761,000USD26,543,000USD26,508,000USD26,420,000USD26,621,000USD-37,858,000USD30,017,000USD
    Stock Based Compensation16,957,000USD25,214,000USD17,381,000USD16,411,000USD11,627,000USD11,116,000USD11,346,000USD10,720,000USD
    Other Non Cash Items-178,000USD21,955,000USD1,540,000USD2,211,000USD-25,995,000USD2,395,000USD79,758,000USD-94,000USD
    Change To Account Receivables10,160,000USD-11,844,000USD-83,007,000USD7,051,000USD41,640,000USD-27,282,000USD-95,899,000USD-27,671,000USD
    Change In Working Capital-24,822,000USD4,699,000USD-69,017,000USD-5,790,000USD9,762,000USD-1,304,000USD-71,779,000USD-17,023,000USD
    Total Cash From Operating Activities64,247,000USD121,775,000USD73,038,000USD49,797,000USD78,221,000USD126,482,000USD59,149,000USD55,017,000USD
    Capital Expenditures-14,511,000USD-5,177,000USD-9,905,000USD-7,539,000USD-8,929,000USD-6,939,000USD15,515,000USD-6,188,000USD
    Free Cash Flow49,736,000USD116,598,000USD63,133,000USD42,258,000USD69,292,000USD119,543,000USD74,664,000USD48,829,000USD
    Investments0USD—-9,905,000USD-7,539,000USD37,092,000USD-13,410,000USD-7,663,000USD-6,188,000USD
    Total Cashflows From Investing Activities-14,511,000USD-12,426,000USD-9,905,000USD-7,539,000USD37,092,000USD-13,410,000USD-7,663,000USD-6,188,000USD
    Net Borrowings-14,164,000USD-59,586,000USD-31,926,000USD44,178,000USD-83,592,000USD-75,930,000USD-15,005,000USD—
    Total Cash From Financing Activities-64,185,000USD-101,400,000USD-105,704,000USD-114,192,000USD-15,351,000USD-117,752,000USD-5,313,000USD-61,783,000USD
    Sale Purchase Of Stock-65,277,000USD-52,615,000USD-16,253,000USD-119,362,000USD-14,408,000USD0USD-7,996,000USD-57,159,000USD
    Issuance Of Capital Stock905,000USD914,000USD871,000USD819,000USD813,000USD789,000USD732,000USD704,000USD
    Change In Cash-34,705,000USD5,585,000USD9,571,000USD-67,816,000USD101,753,000USD-3,652,000USD44,552,000USD-13,978,000USD
    Begin Period Cash Flow196,462,000USD253,411,000USD189,697,000USD366,771,000USD265,018,000USD268,670,000USD224,118,000USD238,096,000USD
    End Period Cash Flow161,757,000USD258,996,000USD199,268,000USD298,955,000USD366,771,000USD265,018,000USD268,670,000USD224,118,000USD
    Other Cashflows From Investing Activities-11,508,000USD-1,802,000USD-6,501,000USD-5,383,000USD-6,759,000USD-6,471,000USD-23,178,000USD-4,442,000USD
    Other Cashflows From Financing Activities14,287,000USD3,385,000USD-58,728,000USD-39,827,000USD81,836,000USD-42,611,000USD16,956,000USD10,022,000USD
    Unclassified Operating Cash Flow6,328,000USD—5,341,000USD-1,745,000USD-2,463,000USD-10,901,000USD-3,745,000USD—
    Unclassified Investing Cash Flow11,508,000USD-5,447,000USD16,406,000USD12,922,000USD15,688,000USD13,410,000USD7,663,000USD10,630,000USD
    Unclassified Financing Cash Flow—7,416,000USD1,203,000USD————-14,646,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Cash flow Yearly

    Exact reported values; units shown beside each amount. Missing values are —.
    MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
    Net Income226,658,000USD203,118,000USD121,509,000USD142,177,000USD127,791,000USD72,660,000USD67,062,000USD68,921,000USD
    Depreciation22,534,000USD120,668,000USD133,993,000USD138,364,000USD143,908,000USD163,764,000USD138,503,000USD97,350,000USD
    Stock Based Compensation70,633,000USD41,281,000USD24,547,000USD29,753,000USD27,242,000USD29,602,000USD36,763,000USD20,360,000USD
    Other Non Cash Items62,409,000USD4,832,000USD6,244,000USD-30,863,000USD5,540,000USD10,819,000USD9,303,000USD6,644,000USD
    Change To Account Receivables-46,160,000USD-23,583,000USD-62,998,000USD-132,194,000USD-43,830,000USD8,793,000USD-19,054,000USD-14,760,000USD
    Change In Working Capital-60,346,000USD1,979,000USD-113,691,000USD-137,653,000USD-87,741,000USD56,108,000USD-91,842,000USD-3,609,000USD
    Total Cash From Operating Activities322,831,000USD358,748,000USD168,517,000USD143,381,000USD220,473,000USD336,302,000USD137,649,000USD183,932,000USD
    Capital Expenditures-12,907,000USD-15,402,000USD-37,777,000USD-39,893,000USD-45,368,000USD-46,633,000USD-48,014,000USD-43,893,000USD
    Free Cash Flow309,924,000USD343,346,000USD130,740,000USD103,488,000USD175,105,000USD289,669,000USD89,635,000USD140,039,000USD
    Total Cashflows From Investing Activities7,222,000USD-45,051,000USD-37,777,000USD60,246,000USD-45,368,000USD-30,699,000USD-830,481,000USD-45,360,000USD
    Net Borrowings-130,926,000USD-126,052,000USD-70,797,000USD7,446,000USD-109,135,000USD-236,804,000USD690,250,000USD-23,361,000USD
    Total Cash From Financing Activities-336,647,000USD-288,197,000USD-111,552,000USD-171,060,000USD-256,878,000USD-261,570,000USD667,223,000USD-57,704,000USD
    Sale Purchase Of Stock-202,638,000USD-127,670,000USD-27,587,000USD-206,537,000USD-107,378,000USD-28,881,000USD-35,617,000USD-54,527,000USD
    Issuance Of Capital Stock3,417,000USD2,918,000USD2,902,000USD3,581,000USD3,440,000USD3,759,000USD3,591,000USD3,098,000USD
    Change In Cash-6,022,000USD26,197,000USD24,149,000USD30,530,000USD-81,240,000USD43,976,000USD-27,104,000USD78,792,000USD
    Begin Period Cash Flow265,018,000USD238,821,000USD214,672,000USD184,142,000USD265,382,000USD121,398,000USD148,502,000USD69,710,000USD
    End Period Cash Flow258,996,000USD265,018,000USD238,821,000USD214,672,000USD184,142,000USD165,374,000USD121,398,000USD148,502,000USD
    Other Cashflows From Investing Activities5,482,000USD-29,649,000USD-28,853,000USD-26,790,000USD-24,786,000USD-12,895,000USD-782,183,000USD-1,467,000USD
    Other Cashflows From Financing Activities-14,264,000USD-37,393,000USD-13,827,000USD24,450,000USD20,224,000USD72,280,000USD1,565,168,000USD17,086,000USD
    Unclassified Investing Cash Flow14,647,000USD45,051,000USD72,756,000USD66,683,000USD70,154,000USD59,528,000USD24,915,000USD1,467,000USD
    Unclassified Financing Cash Flow11,181,000USD2,918,000USD—3,581,000USD-31,560,000USD-26,241,000USD-763,579,000USD531,772,000USD
    Investments—-45,051,000USD-43,903,000USD60,246,000USD-45,368,000USD-30,699,000USD-25,199,000USD-1,467,000USD
    Unclassified Operating Cash Flow—-13,130,000USD-4,085,000USD1,603,000USD3,733,000USD—-22,140,000USD-5,734,000USD
    Change To Liabilities———4,569,000USD5,082,000USD20,975,000USD-19,669,000USD-9,033,000USD
    Cash And Cash Equivalents Changes———32,567,000USD-81,773,000USD44,033,000USD-25,609,000USD78,792,000USD
    Change To Inventory————43,830,000USD-8,793,000USD19,054,000USD—
    Dividends Paid————-29,029,000USD-41,924,000USD-788,999,000USD-528,674,000USD
    Exchange Rate Changes———————-2,076,000USD
    SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

    Operating metrics

    No operating metrics are currently published for this company.

    Revenue breakdown

    PeriodDimensionBusiness / regionRevenueCurrencySource
    Q2 2026Quarterly · 2026-06-30GeographyInternational155,282,000USDDisclosure
    Q2 2026Quarterly · 2026-06-30GeographyUnited States275,141,000USDDisclosure
    Q2 2026Quarterly · 2026-06-30SegmentBillers234,056,000USDDisclosure
    Q2 2026Quarterly · 2026-06-30SegmentPayment Software196,367,000USDDisclosure
    Q1 2026Quarterly · 2026-03-31GeographyInternational152,039,000USD0000935036-26-000021
    Q1 2026Quarterly · 2026-03-31GeographyUnited States273,710,000USD0000935036-26-000021
    Q1 2026Quarterly · 2026-03-31SegmentBillers212,288,000USD0000935036-26-000021
    Q1 2026Quarterly · 2026-03-31SegmentPayment Software213,461,000USD0000935036-26-000021
    Q4 2025Quarterly · 2025-12-31GeographyInternational233,484,000USDLegacy provider
    Q4 2025Quarterly · 2025-12-31GeographyUnited States248,116,000USDLegacy provider
    Q4 2025Quarterly · 2025-12-31SegmentBillers203,637,000USDLegacy provider
    Q4 2025Quarterly · 2025-12-31SegmentPayment Software277,963,000USDLegacy provider
    FY 2025Yearly · 2025-12-31GeographyInternational745,614,000USD0000935036-26-000011
    FY 2025Yearly · 2025-12-31GeographyUnited States1,014,168,000USD0000935036-26-000011
    FY 2025Yearly · 2025-12-31SegmentBillers817,729,000USD0000935036-26-000011
    FY 2025Yearly · 2025-12-31SegmentPayment Software942,053,000USD0000935036-26-000011
    Q3 2025Quarterly · 2025-09-30GeographyInternational228,916,000USD0000935036-25-000031
    Q3 2025Quarterly · 2025-09-30GeographyUnited States253,443,000USD0000935036-25-000031
    Q3 2025Quarterly · 2025-09-30SegmentBillers198,337,000USD0000935036-25-000031
    Q3 2025Quarterly · 2025-09-30SegmentPayment Software284,022,000USD0000935036-25-000031
    Q2 2025Quarterly · 2025-06-30GeographyInternational125,403,000USD0000935036-25-000019
    Q2 2025Quarterly · 2025-06-30GeographyUnited States275,855,000USD0000935036-25-000019
    Q2 2025Quarterly · 2025-06-30SegmentBillers221,915,000USD0000935036-25-000019
    Q2 2025Quarterly · 2025-06-30SegmentPayment Software179,343,000USD0000935036-25-000019
    Q1 2025Quarterly · 2025-03-31GeographyInternational157,811,000USD0000935036-26-000021
    Q1 2025Quarterly · 2025-03-31GeographyUnited States236,754,000USD0000935036-26-000021
    Q1 2025Quarterly · 2025-03-31SegmentBillers193,840,000USD0000935036-26-000021
    Q1 2025Quarterly · 2025-03-31SegmentPayment Software200,725,000USD0000935036-26-000021
    Q4 2024Quarterly · 2024-12-31GeographyInternational220,691,000USDLegacy provider
    Q4 2024Quarterly · 2024-12-31GeographyUnited States232,347,000USDLegacy provider
    Q4 2024Quarterly · 2024-12-31SegmentBanks230,751,000USDLegacy provider
    Q4 2024Quarterly · 2024-12-31SegmentBillers180,242,000USDLegacy provider
    Q4 2024Quarterly · 2024-12-31SegmentMerchants42,045,000USDLegacy provider
    FY 2024Yearly · 2024-12-31GeographyInternational663,237,000USD0000935036-26-000011
    FY 2024Yearly · 2024-12-31GeographyUnited States931,051,000USD0000935036-26-000011
    FY 2024Yearly · 2024-12-31SegmentBanks701,860,000USD0000935036-25-000006
    FY 2024Yearly · 2024-12-31SegmentBillers726,518,000USD0000935036-25-000006
    FY 2024Yearly · 2024-12-31SegmentMerchants165,910,000USD0000935036-25-000006
    Q3 2024Quarterly · 2024-09-30GeographyInternational210,698,000USD0000935036-25-000031
    Q3 2024Quarterly · 2024-09-30GeographyUnited States241,054,000USD0000935036-25-000031
    Q3 2024Quarterly · 2024-09-30SegmentBanks222,031,000USD0000935036-24-000038
    Q3 2024Quarterly · 2024-09-30SegmentBillers179,601,000USD0000935036-24-000038
    Q3 2024Quarterly · 2024-09-30SegmentMerchants50,120,000USD0000935036-24-000038
    FY 2023Yearly · 2023-12-31GeographyInternational565,411,000USD0000935036-26-000011
    FY 2023Yearly · 2023-12-31GeographyUnited States887,168,000USD0000935036-26-000011
    FY 2023Yearly · 2023-12-31SegmentBanks616,051,000USD0000935036-25-000006
    FY 2023Yearly · 2023-12-31SegmentBillers685,912,000USD0000935036-25-000006
    FY 2023Yearly · 2023-12-31SegmentMerchants150,616,000USD0000935036-25-000006
    FY 2022Yearly · 2022-12-31GeographyInternational570,189,000USD0000935036-25-000006
    FY 2022Yearly · 2022-12-31GeographyUnited States851,712,000USD0000935036-25-000006
    FY 2022Yearly · 2022-12-31SegmentBanks638,585,000USD0000935036-25-000006
    FY 2022Yearly · 2022-12-31SegmentBillers629,411,000USD0000935036-25-000006
    FY 2022Yearly · 2022-12-31SegmentMerchants153,905,000USD0000935036-25-000006
    FY 2022Yearly · 2022-12-31ProductBill Payments629,411,000USD0000935036-23-000009
    FY 2022Yearly · 2022-12-31ProductDigital Business Banking35,504,000USD0000935036-23-000009
    FY 2022Yearly · 2022-12-31ProductFraud Management47,421,000USD0000935036-23-000009
    FY 2022Yearly · 2022-12-31ProductIssuing And Acquiring450,883,000USD0000935036-23-000009
    FY 2022Yearly · 2022-12-31ProductMerchant Payments153,905,000USD0000935036-23-000009
    FY 2022Yearly · 2022-12-31ProductReal Time Payments104,777,000USD0000935036-23-000009
    FY 2021Yearly · 2021-12-31GeographyInternational501,517,000USD0000935036-24-000007
    FY 2021Yearly · 2021-12-31GeographyUnited States869,081,000USD0000935036-24-000007
    FY 2021Yearly · 2021-12-31SegmentBanks625,125,000USD0000935036-24-000007
    FY 2021Yearly · 2021-12-31SegmentBillers592,485,000USD0000935036-24-000007
    FY 2021Yearly · 2021-12-31SegmentMerchants152,988,000USD0000935036-24-000007
    FY 2021Yearly · 2021-12-31ProductBill Payments592,485,000USD0000935036-23-000009
    FY 2021Yearly · 2021-12-31ProductDigital Business Banking60,398,000USD0000935036-23-000009
    FY 2021Yearly · 2021-12-31ProductFraud Management43,704,000USD0000935036-23-000009
    FY 2021Yearly · 2021-12-31ProductIssuing And Acquiring443,101,000USD0000935036-23-000009
    FY 2021Yearly · 2021-12-31ProductMerchant Payments152,988,000USD0000935036-23-000009
    FY 2021Yearly · 2021-12-31ProductReal Time Payments77,922,000USD0000935036-23-000009
    FY 2020Yearly · 2020-12-31GeographyAmericas Other73,094,000USD0000935036-21-000014
    FY 2020Yearly · 2020-12-31GeographyAsia Pacific97,491,000USD0000935036-21-000014
    FY 2020Yearly · 2020-12-31GeographyEMEA293,226,000USD0000935036-21-000014
    FY 2020Yearly · 2020-12-31GeographyUnited States830,511,000USD0000935036-21-000014
    FY 2020Yearly · 2020-12-31SegmentBanks558,498,000USD0000935036-23-000009
    FY 2020Yearly · 2020-12-31SegmentBillers586,482,000USD0000935036-23-000009
    FY 2020Yearly · 2020-12-31SegmentMerchants149,342,000USD0000935036-23-000009
    FY 2020Yearly · 2020-12-31ProductBill Payments586,482,000USD0000935036-23-000009
    FY 2020Yearly · 2020-12-31ProductDigital Business Banking75,475,000USD0000935036-23-000009
    FY 2020Yearly · 2020-12-31ProductFraud Management32,942,000USD0000935036-23-000009
    FY 2020Yearly · 2020-12-31ProductIssuing And Acquiring369,427,000USD0000935036-23-000009
    FY 2020Yearly · 2020-12-31ProductMerchant Payments149,342,000USD0000935036-23-000009
    FY 2020Yearly · 2020-12-31ProductReal Time Payments80,654,000USD0000935036-23-000009
    Q4 2020Quarterly · 2020-12-31ProductLicense111,858,000USD0000935036-21-000014
    Q4 2020Quarterly · 2020-12-31ProductMaintenance52,619,000USD0000935036-21-000014
    Q4 2020Quarterly · 2020-12-31ProductSoftware As Service And Platform As Service205,288,000USD0000935036-21-000014
    Q4 2020Quarterly · 2020-12-31ProductTechnology Service17,279,000USD0000935036-21-000014
    Q3 2020Quarterly · 2020-09-30ProductLicense56,773,000USD0000935036-21-000014
    Q3 2020Quarterly · 2020-09-30ProductMaintenance53,049,000USD0000935036-21-000014
    Q3 2020Quarterly · 2020-09-30ProductSoftware As Service And Platform As Service190,369,000USD0000935036-21-000014
    Q3 2020Quarterly · 2020-09-30ProductTechnology Service15,692,000USD0000935036-21-000014
    Q2 2020Quarterly · 2020-06-30ProductLicense50,136,000USD0000935036-21-000014
    Q2 2020Quarterly · 2020-06-30ProductMaintenance52,749,000USD0000935036-21-000014
    Q2 2020Quarterly · 2020-06-30ProductSoftware As Service And Platform As Service180,573,000USD0000935036-21-000014
    Q2 2020Quarterly · 2020-06-30ProductTechnology Service16,452,000USD0000935036-21-000014
    Q1 2020Quarterly · 2020-03-31ProductLicense28,129,000USD0000935036-21-000014
    Q1 2020Quarterly · 2020-03-31ProductMaintenance53,280,000USD0000935036-21-000014
    Q1 2020Quarterly · 2020-03-31ProductSoftware As Service And Platform As Service192,950,000USD0000935036-21-000014
    Q1 2020Quarterly · 2020-03-31ProductTechnology Service17,126,000USD0000935036-21-000014
    FY 2019Yearly · 2019-12-31GeographyAmericas Other77,370,000USD0000935036-21-000014

    Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.