ACIW Q4 2025 Earnings — ACI Worldwide, Inc. Revenue & Financial Results | Market Cap Arena

ACIWACI Worldwide, Inc.

$4B

Q4 2025 Earnings

Technology Software - Infrastructure

Income Statement

Revenue

$482M+6.3% YoY

Gross Profit

$255M53.0% margin

Operating Income

$109M22.6% margin

Net Income

$64M13.4% margin

EPS (Diluted)

$0.62

QoQ Revenue Growth

-0.2%

Cash Flow

Operating Cash Flow

$122M

Free Cash Flow

$117M

Stock-Based Comp.

$25M

Balance Sheet

Total Assets

$3.1B

Total Liabilities

$1.6B

Stockholders' Equity

$1.5B

Cash & Equivalents

$196M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$482M	$453M	+6.3%
Gross Profit	$255M	$253M	+0.9%
Operating Income	$109M	$122M	-11.0%
Net Income	$64M	$99M	-34.7%

Revenue Segments

Issuing And Acquiring

$184M39%

License

$158M33%

Maintenance

$51M11%

Merchant Payments

$42M9%

Real Time Payments

$38M8%

Geographic Segments

UNITED STATES

$248M52%

Non-US

$233M48%