ACIW Q2 2025 Earnings — ACI Worldwide, Inc. Revenue & Financial Results | Market Cap Arena

ACIWACI Worldwide, Inc.

$4B

Q2 2025 Earnings

Technology Software - Infrastructure

Income Statement

Revenue

$401M+7.4% YoY

Gross Profit

$166M41.5% margin

Operating Income

$35M8.7% margin

Net Income

$12M3.0% margin

EPS (Diluted)

$0.12

QoQ Revenue Growth

+1.7%

Cash Flow

Operating Cash Flow

$50M

Free Cash Flow

$42M

Stock-Based Comp.

$16M

Balance Sheet

Total Assets

$3.1B

Total Liabilities

$1.7B

Stockholders' Equity

$1.4B

Cash & Equivalents

$190M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$401M	$373M	+7.4%
Gross Profit	$166M	$170M	-2.2%
Operating Income	$35M	$54M	-35.1%
Net Income	$12M	$31M	-60.5%

Revenue Segments

Biller Payments

$222M44%

Issuing And Acquiring

$85M17%

License

$57M11%

Maintenance

$50M10%

Merchant Payments

$40M8%

Real Time Payments

$39M8%

Fraud Management

$15M3%

Geographic Segments

UNITED STATES

$276M69%

Non-US

$125M31%