WTFC Q3 2019 Earnings — Wintrust Financial Corporation Revenue & Financial Results | Market Cap Arena

WTFCWintrust Financial Corporation

$9B

Q3 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$469M+16.1% YoY

Gross Profit

$368M78.5% margin

Operating Income

$135M28.7% margin

Net Income

$99M21.1% margin

EPS (Diluted)

$1.69

QoQ Revenue Growth

+5.6%

Cash Flow

Operating Cash Flow

-$45M

Free Cash Flow

-$65M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$34.9B

Total Liabilities

$31.4B

Stockholders' Equity

$3.5B

Cash & Equivalents

$2.7B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$469M	$404M	+16.1%
Gross Profit	$368M	$335M	+9.8%
Operating Income	$135M	$123M	+9.6%
Net Income	$99M	$92M	+7.8%

Revenue Segments

Service Charges on Deposit Accounts Revenue

$10M59%

Other Deposit Related Fee Revenue

$3M20%

Card Related Fee Revenue

$2M13%

Administrative Services Revenue

$1M6%

Mortgage Broker Fees

$235,0001%