WTFC Q2 2019 Earnings — Wintrust Financial Corporation Revenue & Financial Results | Market Cap Arena

WTFCWintrust Financial Corporation

$9B

Q2 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$444M+17.5% YoY

Gross Profit

$339M76.3% margin

Operating Income

$110M24.8% margin

Net Income

$81M18.3% margin

EPS (Diluted)

$1.38

QoQ Revenue Growth

+7.1%

Cash Flow

Operating Cash Flow

-$65M

Free Cash Flow

-$83M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$33.6B

Total Liabilities

$30.2B

Stockholders' Equity

$3.4B

Cash & Equivalents

$1.7B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$444M	$378M	+17.5%
Gross Profit	$339M	$327M	+3.6%
Operating Income	$110M	$122M	-9.4%
Net Income	$81M	$90M	-9.1%

Revenue Segments

Service Charges on Deposit Accounts Revenue

$9M58%

Other Deposit Related Fee Revenue

$3M21%

Card Related Fee Revenue

$2M14%

Administrative Services Revenue

$1M6%

Mortgage Broker Fees

$191,0001%