WTFC Q4 2019 Earnings — Wintrust Financial Corporation Revenue & Financial Results | Market Cap Arena

WTFCWintrust Financial Corporation

$9B

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$461M+16.7% YoY

Gross Profit

$366M79.3% margin

Operating Income

$117M25.3% margin

Net Income

$86M18.6% margin

EPS (Diluted)

$1.44

QoQ Revenue Growth

-1.7%

Cash Flow

Operating Cash Flow

$289M

Free Cash Flow

$258M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$36.6B

Total Liabilities

$32.9B

Stockholders' Equity

$3.7B

Cash & Equivalents

$2.5B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$461M	$395M	+16.7%
Gross Profit	$366M	$318M	+14.9%
Operating Income	$117M	$108M	+8.4%
Net Income	$86M	$80M	+7.9%

Revenue Segments

Deposit Account

$11M68%

Other Deposit Related Fee Revenue

$3M19%

Administrative Services Revenue

$1M7%

Card Related Fee Revenue

$884,0005%

Mortgage Broker Fees

$160,0001%