WABC Q3 2025 Earnings — Westamerica Bancorporation Revenue & Financial Results | Market Cap Arena

WABCWestamerica Bancorporation

$1B

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$67M-15.4% YoY

Gross Profit

$64M94.6% margin

Operating Income

$38M56.2% margin

Net Income

$28M41.9% margin

EPS (Diluted)

$1.12

QoQ Revenue Growth

-0.5%

Cash Flow

Operating Cash Flow

$29M

Free Cash Flow

$29M

Stock-Based Comp.

$200,000

Balance Sheet

Total Assets

$5.9B

Total Liabilities

$5.0B

Stockholders' Equity

$932M

Cash & Equivalents

$659M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$67M	$80M	-15.4%
Gross Profit	$64M	$74M	-13.8%
Operating Income	$38M	$48M	-20.6%
Net Income	$28M	$35M	-19.4%

Revenue Segments

Deposit Account

$3M35%

Credit Card, Merchant Discount

$3M30%

Debit Card

$2M17%

Fiduciary and Trust

$895,0009%

ATM Processing Fees

$483,0005%

Financial Service, Other

$448,0005%